Updated October 21, 2026 · SumCue Editorial Team

Top fixed-rate bonds and term deposits compared in Canada

26 providers available in Canada, ranked for Canada.

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Top fixed-rate bonds and term deposits compared in Canada
OrderProviderScoreFeaturesKey factsActions
1
Afranga logo
AfrangaTop pickPartner
8.8/10
  • Low fees
Headline rate:
8% to 10%
Term:
3 to 12 months
Rate type:
Fixed
ReviewCompareVisit
2
NLB Banka Kosova logo
NLB Banka KosovaPartner

NLB Depozita me afat: Bonus up to 200 EUR

9.2/10
  • Fixed rate
Term:
120 months
Rate type:
Fixed
Access terms:
No withdrawal before maturity; early withdrawal loses all interest; automatic renewal after the term
ReviewCompareSee alternatives
3
Serenia Life Financial logo
Serenia Life FinancialPartner

Save up to 25% off life insurance: 25% off first-year premium, up to $500; monthly payers have premiums waived for the first 3 months or up to $500

9.2/10
    Headline rate:
    1% to 4.3%
    Term:
    9 to 60 months
    Rate type:
    Fixed
    ReviewCompareSee alternatives
    4
    IDBank logo
    IDBankPartner
    8.9/10
    • No monthly fee
    • Fixed rate
    • Rewards
    Headline rate:
    9.05%
    Term:
    3 to 15 months
    Rate type:
    Fixed
    ReviewCompareSee alternatives
    5
    Nordea logo
    NordeaPartner
    8.8/10
    • No annual fee
    • Travel
    Headline rate:
    0.4% to 3%
    Term:
    12 to 144 months
    Rate type:
    Fixed
    ReviewCompareSee alternatives
    6
    Priorbank logo
    PriorbankPartner
    8.7/10
    • No annual fee
    • Rewards
    Headline rate:
    4% to 12.8%
    Term:
    6 to 38 months
    Rate type:
    Fixed
    ReviewCompareSee alternatives
    7
    Toss logo
    TossPartner

    키워봐요 31일적금 (Save-up 31-day savings): Up to 10% p.a. (base 1% p.a.)

    8.6/10
    • Fixed rate
    • Travel
    Headline rate:
    1% to 10%
    Term:
    1 month
    Rate type:
    Fixed
    ReviewCompareSee alternatives
    8
    Bank of Scotland DE logo
    Bank of Scotland DEPartner

    Bank of Scotland DE is an online direct bank for Germany offering a free overnight money account and fixed-term deposits.

    8.5/10
      Headline rate:
      3%
      Account kind:
      Easy access
      Headquarters:
      Germany
      ReviewCompareSee alternatives
      9
      Santander Lokaty PL logo
      Santander Lokaty PLPartner

      Santander Lokaty PL is Santander Consumer Bank in Poland, offering online deposits and a savings account alongside loans and credit cards.

      8.5/10
      • No monthly fee
      Headline rate:
      3.6%
      Rate type:
      Variable
      Access terms:
      no minimum or maximum balance on the account
      ReviewCompareSee alternatives
      10
      Bigbank FI logo
      Bigbank FIPartner

      Finnish arm of Bigbank offering a savings account and fixed-term deposits, as well as vehicle and product financing.

      8.5/10
      • No monthly fee
      Headline rate:
      2.5%
      Account kind:
      Easy access
      Support channels:
      Email, Phone
      ReviewCompareSee alternatives

      Licensed in Canada

      Serenia Life Financial
      Superintendent of Insurance (provincial insurance regulators, Canada)

      Other rankings

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      Other countries

      Afranga

      Afranga

      Top pick for Canada

      8.8/10Visit