Updated October 17, 2026 · SumCue Editorial Team

Top credit cards compared in Canada

131 providers available in Canada, ranked for Canada.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top credit cards compared in Canada
OrderProviderScoreFeaturesKey factsActions
1
BCP logo
BCPTop pickPartner
9.7/10
  • No monthly fee
APR:
8.9% to 87.5%
Credit needed:
Good
Legal entity:
Banco de Credito del Peru
ReviewCompareSee alternatives
2
Banco Pichincha logo
Banco PichinchaPartner
9.6/10
  • No monthly fee
  • Rewards
Rewards type:
Miles
Card kind:
Credit
Legal entity:
BANCO PICHINCHA C.A.
ReviewCompareSee alternatives
3
Union Pay International logo
Union Pay InternationalPartner
9.6/10
  • Travel
Currency conversion fee:
0%
Rewards type:
Points
Perks:
Overseas spending settled in RMB at the market exchange rate, no need to buy foreign currency, No fee when paying at merchants abroad, Relatively low overseas ATM withdrawal fees, and 1 more
ReviewCompareSee alternatives
4
Nykredit logo
NykreditPartner
9.5/10
  • No monthly fee
Card kind:
Credit
Legal entity:
Nykredit Bank A/S
Headquarters:
Denmark
ReviewCompareSee alternatives
5
HBL logo
HBLPartner
9.4/10
  • No monthly fee
Card kind:
Credit
Legal entity:
Habib Bank Limited
Headquarters:
Pakistan
ReviewCompareSee alternatives
6
Revolut UK logo
Revolut UKPartner
9.4/10
  • No annual fee
  • Travel
Annual fee:
€0
APR:
13.34% to 17.99%
Currency conversion fee:
0% to 2%
ReviewCompareSee alternatives
7
Santander Consumer Bank logo
Santander Consumer BankPartner
9.4/10
  • Fixed rate
APR:
2.99% to 11.98%
Currency conversion fee:
1.85%
Credit needed:
Fair
ReviewCompareSee alternatives
8
Alpha Bank logo
Alpha BankPartner
9.3/10
  • Rewards
Annual fee:
€30
APR:
17.75%
Rewards type:
Points
ReviewCompareSee alternatives
9
National Bank of Canada logo
National Bank of CanadaPartner
9.3/10
  • No annual fee
  • Rewards
Annual fee:
CA$0
APR:
20.99% to 22.49%
Currency conversion fee:
2.5%
ReviewCompareSee alternatives
10
Royal Bank of Canada logo
Royal Bank of CanadaPartner

Get up to 14,000 Avion points on RBC ION Visa

9.3/10
  • No annual fee
  • Rewards
Annual fee:
CA$0
APR:
20.99%
Rewards type:
Points
ReviewCompareSee alternatives
BCP

BCP

Top pick for Canada

9.7/10See alternatives