Bereke Bank review
Updated October 12, 2026 · SumCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Bereke Bank centres on fixed deposits alongside personal borrowing for purchases such as home improvement. It appeals to planners who want set terms for saving and borrowing with phone, email, chat and help-centre support to check details before choosing for everyday plans.
Key facts
Loans
- Loan amount
- KZT 150,000 to KZT 8,000,000↗
- Term
- 3 to 24 months↗
- Arrangement fee
- 0% of the loan amount (commission starts from 0%)↗
- Credit check
- Hard↗
- Funding time
- Online: funds credited to your current account; up to 5,000,000 KZT can be collected in cash at any branch during business hours, above 5,000,000 KZT needs an order at least 2 working days ahead↗
- Rate type
- Fixed↗
- Lender type
- Direct lender↗
- Free early repayment
- Yes↗
- Eligibility
- Age per the bank's requirements; Kazakhstan citizenship or legal right to reside in the country; valid individual identification number (IIN)↗
- Origination fee (%)
- 0%↗
- Loan types
- Personal↗
- Use cases
- Home-improvement↗
Savings
Pros
Pros
- Set term saving supports planned deposits with defined access conditions
- Purchase lending covers projects around the home with clear purpose terms
- Phone, email, chat and help-centre support gives clear routes for questions
Who it suits
- Planners seeking fixed terms for saving
- Borrowers funding home improvement purchases
How Bereke Bank compares
Where Bereke Bank is available
- Available
- Kazakhstan
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Bereke Bank offer?+
Bereke Bank provides fixed term deposits with set conditions for access and early closure. It also provides personal borrowing for purchases. Home improvement is among the purposes covered for borrowing.
Who can apply to Bereke Bank?+
Applicants meet the age conditions set by the bank before applying. They hold citizenship or permission to reside, plus a valid individual identification number for checks. Meeting these points helps keep the application moving smoothly.
How does access to funds work at Bereke Bank?+
Funds from online handling credit to the current account for straightforward use. Cash collection remains possible at branches during business hours. Larger cash requests follow advance ordering so the branch can prepare.
Which company operates Bereke Bank?+
Bereke Bank is operated by Bereke Bank JSC (Lesha Bank LLC (Public)). (Source, checked September 26, 2026)
Where is Bereke Bank based?+
Bereke Bank is based in Kazakhstan. (Source, checked September 26, 2026)
When was Bereke Bank founded?+
Bereke Bank was founded in 1993. (Source, checked September 26, 2026)
How can I contact Bereke Bank support?+
Bereke Bank offers support through Phone, Email, Chat, Help-centre. (Source, checked September 26, 2026)
Sources
- berekebank.kz checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“© 2026 «Bereke Bank» АҚ (Lesha Bank LLC (Public) ЕБ)”
- berekebank.kz/kz/personal/credits/onlinecredit checked September 26, 2026
Backs: Loan amount, APR, Credit check, Eligibility, Free early repayment, Funding time, Lender type, Loan types, Arrangement fee, Origination fee (%), Use cases
- berekebank.kz/kz/personal/deposits checked September 26, 2026
Backs: Account kind
“Bereke deposit - maximum rate 18,01% APY, term 6 months, minimum amount 5 000 ₸”
- berekebank.kz/kz/personal/deposits/bereke checked September 26, 2026
Backs: Access terms, Headline rate, Minimum deposit, Pricing model, Rate type, Term
“Additional deposits: not provided; partial withdrawal: not provided; early termination: provided, interest recalculated at 0%; funds can be withdrawn commission-free 15 days after opening”
- berekebank.kz/ru/personal/credits/ipoteka checked September 26, 2026
Backs: APRC, Fixed period, Initial rate, Maximum loan to value, Product fee, Purpose
- en.wikipedia.org/wiki/Bereke_Bank checked September 26, 2026
Backs: Founded
“Founded 1993; TexaKaBank was established on 19 March 1993 as a joint Kazakh-American bank”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, Currency conversion fee, Rewards type.