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Banco Nexa review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Banco Nexa pays 6% at a fixed rate on a term deposit opened and run inside the Nexa app, which suits Guatemalan savers who want a known return on a small minimum deposit. The trade-off is access: the term is from 1 and the account kind is fixed.

Key facts

Best for
Guatemalan savers who want a known return on a small, app-managed deposit.
Headline rate
6%↗
Rate type
Fixed↗
Term
from 1 month↗
Minimum deposit
GTQ 500↗
Access terms
Opened and managed entirely in the Nexa app; interest paid monthly or at maturity↗
Account kind
Fixed↗
Legal entity
Banco Nexa, S.A↗
Headquarters
Guatemala↗
Founded
2019↗
Support channels
Email, Phone, Help-centre↗
Pricing model
Fixed rate
Official website
nexabanco.com

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App Store
Elsewhere
LinkedInX

Pros and cons

Pros

  • Pays 6% at a fixed rate, well above the savings median of 3%.
  • Minimum deposit of GTQ 500, below €1,000 for most term deposit listings.
  • Everything is done in the Nexa app, with interest paid each month or when the deposit matures.
  • Support runs on email, phone and help centre.

Cons

  • The term is from 1 and the account kind is fixed, so the money is tied up rather than available on demand.
  • The fixed rate is set when the deposit opens, while 69.3% of the savings listings pay a rate that can move.
  • A single market, GT, and a deposit starting at GTQ 500 in local currency, so it is built around savers already holding local money.
Banco Nexa

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Who it suits

  • Guatemalan savers who want a set return rather than a market-linked one.
  • Anyone with GTQ 500 to place who wants a short commitment, since the term is from 1.
  • People who prefer running savings from a phone, since deposits are set up and kept in the Nexa app.

Who should look elsewhere

  • Savers who need the money at will, since the account kind is fixed and the term is from 1: bunq or Wise suit that better.
  • Savers who want a variable rate, because the rate here is fixed and 69.3% of the savings listings pay a rate that moves.
  • Savers outside the home market, as the bank is based in Guatemala and the entry amount is GTQ 500 in local currency, so Finteres or Wise may suit money held elsewhere.

The company behind it

The legal entity behind the term deposit is Banco Nexa, S.A, headquartered in Guatemala and founded in 2019. It is supervised in Guatemala by the Superintendencia de Bancos de Guatemala and the Junta Monetaria de Guatemala. Support runs on email, phone and help centre for day to day questions.

How Banco Nexa compares

Where Banco Nexa is available

Available
Guatemala
Licence in Guatemala
Superintendencia de Bancos de Guatemala (SIB), checked September 26, 2026
Licence in Guatemala
Junta Monetaria de Guatemala, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does Banco Nexa pay on its term deposit?+

The savings median on the site is 3%, and Banco Nexa pays 6% at a fixed rate on its term deposit. The return is set when the deposit opens, so it does not move with the market, and interest accrues on the balance you placed.

Who regulates Banco Nexa?+

Banco Nexa, S.A is based in Guatemala and was founded in 2019. The regulators named for it in Guatemala are the Superintendencia de Bancos de Guatemala and the Junta Monetaria de Guatemala, so this is a bank deposit at a fixed rate of 6% rather than a market-linked investment.

How much do I need to deposit?+

The minimum deposit is GTQ 500, which is lighter than most of the term deposits listed here, where €1,000 of listings sit above it. The deposit is set up and tracked inside the Nexa app, so the app is the route in.

How long must I leave the money?+

The term is from 1 and the account kind is fixed, so the balance stays put until the term ends. Interest can be paid each month or at the end, and because the rate is fixed there is no repricing part way through.

How do I get help if something goes wrong?+

Support runs on email, phone and help centre, so email, phone and a help centre are listed ways in. The app is where the deposit is created and kept, and where the interest that has been paid is shown alongside the balance.

How does this rate compare with the alternatives?+

Banco Nexa pays 6%, against 3.01% at bunq, 3.29% at Wise and a headline rate of 0% to 36% at Finteres. On the site the savings median is 3%, and the rate ranking places Banco Nexa at 74 of 488.

Who does the Banco Nexa term deposit suit?+

It suits savers in GT with GTQ 500 to place, who want a set return and are happy to run the deposit from an app. Someone chasing a variable rate, or an account they can dip into at any point, is better served by an easy access product.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Deposit protection.

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