Banco de Chile review

Updated October 14, 2026 · SumCue Editorial Team

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Our verdict

The bank says credit-card purchases in instalments may be with or without interest, depending on whether the merchant or bank offers the arrangement.

Key facts

Best for
Banco de Chile cardholders checking how credit-card instalments work
Legal entity
Banco de Chile↗
Headquarters
Chile↗
Founded
1893↗
Official website
bancochile.cl

Facts checked September 26, 2026, 1 source

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Pros

Pros

  • The bank says credit-card purchases in instalments may be with or without interest, depending on whether the merchant or bank offers the arrangement.
  • Merchants can decline instalments, and the described transactions are subject to Chile's ITE credit tax charged to the customer.
Banco de Chile

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Who it suits

  • Banco de Chile cardholders checking how credit-card instalments work

Eligibility

The bank says credit-card purchases in instalments may be with or without interest, depending on whether the merchant or bank offers the arrangement. Merchants can decline instalments, and the described transactions are subject to Chile's ITE credit tax charged to the customer.

Frequently asked questions

Which company operates Banco de Chile?+

Banco de Chile is operated by Banco de Chile. (Source, checked September 26, 2026)

Where is Banco de Chile based?+

Banco de Chile is based in Chile. (Source, checked September 26, 2026)

When was Banco de Chile founded?+

Banco de Chile was founded in 1893. (Source, checked September 26, 2026)

Sources

Compiled from 1 source page, checked October 14, 2026. We did not open an account.

Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.

Banco de Chile

Banco de Chile

Banco de Chile cardholders checking how credit-card instalments work

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