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Aura review

Updated September 30, 2026 · SumCue Editorial Team · Facts checked September 30, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Aura suits households based in the United States wanting credit activity watched across bureaus with cover attached, while keeping monthly outlay clear for everyday calm. Individual cover costs $12 per month, watches 3 credit bureaus bureaus and includes insurance of $1,000,000 alongside a trial of 14 days.

Key facts

Best for
Households wanting bureau monitoring with insurance attached
Monthly price
$12↗
Credit bureaus monitored
3↗
Insurance amount
$1,000,000↗
Family plan price
$32↗
Free trial length
14 days↗
Money-back period
60 days↗
Legal entity
Aura Sub, LLC↗
Headquarters
United States↗
Founded
2017↗
Support channels
Email, Chat, Phone, Help-centre↗
Official website
aura.com

Facts checked September 30, 2026, 5 sources

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataLinkedInXinstagram.com

Pros and cons

Pros

  • Watches 3 credit bureaus bureaus for alerts across bureau files
  • Includes identity theft insurance of $1,000,000 for eligible costs
  • Trial of 14 days plus money back cover of 60 days eases early commitment
  • Individual monthly price of $12 sits below IDShield at $14.95

Cons

  • Monthly individual price of $12 sits above Identity Guard at $8.99 and Kikoff at $5
  • Family plan costs $32 per month, which lifts household outlay versus individual cover at $12
Aura

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Scored 9.1 / 10 by SumCue.

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Who it suits

  • Households wanting full bureau cover at 3 credit bureaus rather than Kikoff at $5 where budgets are tight
  • People wanting insurance of $1,000,000 attached rather than Identity Guard at $8.99 if cover size matters

Who should look elsewhere

  • Readers chasing the lowest monthly outlay may prefer Kikoff at $5 over Aura at $12

Monitoring and insurance

The split readers weigh is breadth of watch versus depth of cover, and Aura lands on the side of covering both in a single package. You get monitoring across 3 credit bureaus bureaus, so alerts reflect activity across bureau files rather than a narrow slice. Insurance of $1,000,000 sits alongside that watch, giving financial cover for eligible identity theft costs under stated terms. For households, Family plan costs $32 and extends that structure across members under shared billing. That mix suits you if you want bureau alerts plus insurance without piecing together separate services. You should still match household size to the Family plan cost and read insurance conditions to confirm what is covered.

What it does well

Coverage is the point that marks Aura out among close rivals. You get a watch across 3 credit bureaus bureaus, which supports alerting when new accounts, enquiries or file changes appear across bureau records. Insurance of $1,000,000 adds a financial layer for eligible recovery costs linked to identity theft, subject to policy terms. Together, monitoring plus insurance gives you detection plus redress in a single subscription. You can use that pairing if you value ongoing vigilance with a defined cover amount rather than alerts alone. As always, confirm claim routes and exclusions before treating insurance as protection against all losses.

Where it sits among rivals

Among measured rivals, Aura holds strong positions for coverage depth while sitting mid pack on monthly price. For credit bureaus monitored, it ranks at 1 among 11 brands, reflecting full bureau scope. For insurance amount, it ranks at 1 among 7 brands, reflecting a high cover amount. For monthly price, it ranks at 6 among 12 brands, which places it above the cheapest entry options yet below higher priced rivals. You should read that pattern as broad cover with a middle level monthly outlay.

How Aura compares

Where Aura is available

Available
Canada, United States

Countries from the brand (Source, checked September 30, 2026)

Frequently asked questions

What does Aura cost each month?+

Individual cover costs $12 per month. That charge covers monitoring across bureaus with insurance attached. You can compare that monthly outlay with Identity Guard at $8.99 and Kikoff at $5 before you commit.

What does the family option cost?+

Family plan costs $32 per month. That option extends cover across household members under a shared monthly charge. You should weigh household size and budget against individual cover at $12 when you decide.

How many credit bureaus does Aura monitor?+

Aura watches 3 credit bureaus bureaus. That scope means alerts can reflect activity across bureau files rather than a partial view. You can use that breadth when you compare monitoring depth across credit monitoring brands.

How much identity theft insurance is included?+

Aura includes identity theft insurance of $1,000,000. That cover is intended to help with eligible costs tied to identity theft events. You should read the insurance terms to understand limits, conditions and how claims are handled.

Is there a trial or money back window?+

Aura offers a trial of 14 days and money back cover of 60 days. That structure gives you time to review fit and request redress within stated terms. You should check start dates and cancellation terms before you rely on either window.

How can you get help from Aura?+

Support runs on email, chat and phone only, covering email, chat, phone and help centre routes. That mix gives you written and spoken help paths for account and monitoring queries. You should use the help centre for guides and contact the team for account specific issues.

Who operates Aura and where is it based?+

Aura is operated by Aura Sub, LLC and based in the United States. The brand dates to 2017 and focuses on identity protection services. You can review the legal terms and privacy policy to understand the entity behind the service.

Sources

  • aura.com/identity-theft-insurance checked September 30, 2026

    Backs: Insurance amount

    “up to $1 million per adult”

  • aura.com/legal/privacy-policy checked September 30, 2026

    Backs: Support channels, Headquarters

    “via email, phone, or chat for support”

  • aura.com/pricing checked September 30, 2026

    Backs: Credit bureaus monitored, Family plan price, Free trial length, Money-back period, Monthly price

    “3-Bureau Credit Monitoring”

  • aura.com/about checked September 26, 2026

    Backs: Founded

    “2017 Aura founded as iSubscribed”

  • aura.com/legal/service-terms checked September 26, 2026

    Backs: Legal entity

    “For the purposes of this License and Terms of Service (collectively "Terms") "Aura", "We" or "Us" means Aura Sub, LLC.”

Compiled from 5 source pages, checked September 30, 2026. We did not open an account.

Aura

Aura

Households wanting bureau monitoring with insurance attached

9.1/10See alternatives