ANZ Fiji review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
ANZ Fiji is an easy-access savings account for savers in Fiji who want their money on demand. The headline rate of 0.05% sits well below the savings median of 3%, so the appeal is convenience rather than growth, and withdrawals cost nothing in app or internet banking.
Key facts
- Best for
- Readers in Fiji who need fee-free on-demand access more than a competitive rate.
- Headline rate
- 0.05%↗
- Rate type
- Variable↗
- Term
- 6 to 60 months↗
- Minimum deposit
- FJD 100↗
- Access terms
- On-demand withdrawals, no fee via ANZ Internet Banking and the ANZ Pacific App↗
- Monthly fee
- FJD 0↗
- Account kind
- Easy access↗
- Legal entity
- Australia and New Zealand Banking Group Limited, Fiji Branch↗
- Headquarters
- Fiji↗
- Founded
- 1880↗
- Support channels
- Phone, Email↗
- Pricing model
- No monthly fee
- Official website
- anz.com
Loans
Mortgages
Facts checked September 26, 2026, 10 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- The listed monthly fee is FJD 0, so keeping a balance open costs nothing each month
- On-demand withdrawals with no fee through ANZ Internet Banking and the ANZ Pacific App
- A modest entry point: the minimum deposit is FJD 100
Cons
- The headline rate of 0.05% sits far below the savings median of 3%
- The rate is variable, so the interest you earn can move rather than stay locked for a term
- Live chat and a branch counter are not among its support channels, which cover phone and email
Who it suits
- Savers in Fiji who want their balance reachable on demand through app or internet banking
- Business owners, since the listed audience is business
- Anyone who is content to reach the bank by phone or email, as support runs on phone and email
Who should look elsewhere
- Anyone chasing yield: Wise lists a headline rate of 3.29% and bunq lists 3.01%
- Readers who want a locked-in deal, since this rate is variable while Finteres lists a headline rate of 0% to 36%
Who runs it
ANZ Fiji is the Fiji arm of Australia and New Zealand Banking Group Limited, Fiji Branch, so the savings accounts sit inside an Australian and New Zealand banking group rather than a standalone local bank. The country of record is FJ, and the business dates back to 1880, a long presence in the market. Support runs on phone and email, so reach is by phone or email.
How ANZ Fiji compares
9.4 vs 8.0
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Where ANZ Fiji is available
- Available
- Fiji
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What rate does the ANZ Fiji account pay?+
The account pays a headline rate of 0.05% on a variable basis, which is far below the savings median of 3%. Variable means the rate can move with the bank's published rates rather than lock in for a term, so it suits holding cash you may need.
Is there any monthly charge on the account?+
The listed monthly fee is FJD 0 and the account runs on a no monthly fee model, so there is nothing to pay each month for keeping the balance open. On-demand withdrawals through ANZ Internet Banking and the ANZ Pacific App also carry no fee.
How much do I need to open it?+
The minimum deposit is FJD 100, above the savings median of €0.17, so the entry bar is higher than at plenty of accounts in the market. The account is an easy-access kind, so money is not locked for a term.
Can I take money out whenever I want?+
Yes. The account is an easy-access kind with on-demand withdrawals and no fee when you use ANZ Internet Banking or the ANZ Pacific App. That is the trade: access is immediate, while the 0.05% rate is modest next to the savings median of 3%.
How do I get hold of the bank?+
Support runs on phone and email, which covers phone and email. Live chat and a branch counter are not among those listed channels, so anyone who prefers to deal with the bank in person should check what in-person options are open to them.
What kind of account is it?+
It is an easy-access account, which suits day-to-day cash rather than a locked deposit. You can pair it with a credit card and a debit card on the visa network, so spending and saving sit with the same bank.
Does the bank lend as well as save?+
The bank is a direct lender for personal, secured, car and debt consolidation loans at 8.45% to 16.5% over terms of 6 to 60, aimed at purchases and first-time buyers. That range straddles the site median of 15.5%, so check what you are quoted.
What do the cards add?+
The debit card runs on the visa network with travel cover, and the free ATM allowance is FJD 0. The credit card offers interest free days, while rewards are none.
Sources
- anz.com/fiji/en/about-us/anz-fiji checked September 26, 2026
Backs: Founded, Headquarters
“ANZ was first established in the old capital of Levuka as the Union Bank of Australia in 1880. We established our first Suva branch in 1883.”
- anz.com/fiji/en/contact-us checked September 26, 2026
Backs: Support channels
“Enquiries ... 24 hours, 7 days ... 132 411 (local) ... Contact email ... Online enquiry”
- anz.com/fiji/en/fee-changes checked September 26, 2026
Backs: Free ATM withdrawals
“ATM withdrawal fee ... Access Everyday, Business Cash Management, Personal Cheque and Business Cheque accounts $0.40 per transaction $0.50 per transaction”
- anz.com/fiji/en/interest-rates checked September 26, 2026
Backs: Headline rate, Legal entity, Rate type
“Pacific Savings Account $100+ 0.05% p.a. - The following information is current from 23 September 2026”
- anz.com/fiji/en/personal checked September 26, 2026
Backs: Audience, Fixed period, Initial rate
“Business transactions Range of business transaction products”
- anz.com/fiji/en/personal/credit-debit-cards/visa-credit-card checked September 26, 2026
Backs: Card kind, Perks, Rewards type
“The ANZ Visa Classic Credit Card is an everyday credit card”
- anz.com/fiji/en/personal/everyday-banking/visa-debit-card checked September 26, 2026
Backs: Card type, Features, Card network
“The ANZ Visa Debit Card opens up a world of payment options ... using money from your everyday account”
- anz.com/fiji/en/personal/loans checked September 26, 2026
Backs: Lender type, Purpose
“ANZ can provide you with the finance you need to build your wealth and increase your personal assets.”
- anz.com/fiji/en/personal/loans/personal-loans checked September 26, 2026
Backs: APR, Loan types, Term
“Our personal loan rates: Secured 10.50% p.a., Unsecured 16.50% p.a., Car loan 8.45% p.a.”
- anz.com/fiji/en/personal/savings-investing/pacific-saving... checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit, Pricing model, Monthly fee
“You can make withdrawals if you need to. There is no fee when using ANZ Internet Banking and the ANZ Pacific App.”
Compiled from 10 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Deposit protection.
ANZ Fiji
Readers in Fiji who need fee-free on-demand access more than a competitive rate.