Ameriabank review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For households managing everyday money in one place, Ameriabank brings together an easy-access account, a credit option and direct personal lending. It suits people who want flexible daily money management with borrowing choices and steady guidance through familiar contact routes to review decisions calmly.
Key facts
Mortgages
Loans
- Loan types
- Personal↗
Credit cards
- Card kind
- Credit↗
Facts checked September 26, 2026, 5 sources
Pros
Pros
- Provides an easy-access account alongside a credit option for daily spending.
- Lends directly as a personal lender with email, phone and help-centre guidance.
Who it suits
- Households seeking flexible access and borrowing in one place
- People who value steady guidance when reviewing choices
How Ameriabank compares
Where Ameriabank is available
- Available
- Armenia
- Licence in Armenia
- Central Bank of Armenia (CBA), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Ameriabank offer?+
Ameriabank provides an easy-access account alongside a credit option for managing everyday money. It also acts as a direct lender for personal borrowing across different needs. Households can review access features together with borrowing choices before deciding.
Which borrowing needs does Ameriabank cover?+
Ameriabank covers personal borrowing for purchase, remortgage and buy-to-let purposes through direct lending. Each purpose follows the same direct relationship with the lender. Households can consider which purpose matches plans and seek guidance before applying.
How does Ameriabank structure its personal lending?+
Ameriabank provides personal loans as a direct lender, keeping the borrowing relationship in one place. Households stay with the same lender from application through management. Reviewing product details and support routes helps set clear expectations.
Which company operates Ameriabank?+
Ameriabank is operated by Ameriabank CJSC. (Source, checked September 26, 2026)
Where is Ameriabank based?+
Ameriabank is based in Armenia. (Source, checked September 26, 2026)
When was Ameriabank founded?+
Ameriabank was founded in 1910. (Source, checked September 26, 2026)
How can I contact Ameriabank support?+
Ameriabank offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- ameriabank.am/en/personal/cards/banking-cards checked September 26, 2026
Backs: Card kind
“Payment cards | Apply online | Ameriabank”
- ameriabank.am/en/personal/loans/consumer-loans/consumer-l... checked September 26, 2026
Backs: Lender type, Loan types
“Online loan | Apply online | Ameriabank”
- ameriabank.am/en/personal/loans/mortgage/primary checked September 26, 2026
Backs: APRC, Fixed period, Initial rate, Maximum loan to value, Product fee, Purpose
“Home Purchase Loan (primary market) ... 3.5. Annual percentage rate (APR) 14.39-15.76%”
- ameriabank.am/en/savings checked September 26, 2026
Backs: Account kind, Headquarters, Legal entity, Support channels, Licences
“Savings account”
- en.wikipedia.org/wiki/Ameriabank checked September 26, 2026
Backs: Founded
“Ameriabank was established in 1910 as a branch of Caucasian Trade Bank”
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.