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altoke de BancoSol review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Altoke de BancoSol's easy-access savings account pays 3.5% on a variable basis, with a BOB 0 minimum deposit and a BOB 0 monthly fee.

Key facts

Best for
Bolivian savers who want instant access, a low balance requirement and no monthly charge.
Headline rate
3.5%↗
Rate type
Variable↗
Minimum deposit
BOB 0↗
Access terms
Withdraw at any time with no restrictions through any channel; transactions in branch channels move the rate to the Cuenta Clasica tariff until month end↗
Monthly fee
BOB 0↗
Account kind
Easy access↗
Legal entity
Banco Solidario S.A.↗
Headquarters
Bolivia↗
Founded
1986↗
Support channels
Phone, Chat, Help-centre↗
Pricing model
No monthly fee
Official website
bancosol.com.bo

Debit cards

Card type
Debit↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataLinkedIn

Pros and cons

Pros

  • Support runs on phone, chat and help centre, so help does not depend on a branch visit.
  • A debit card covers everyday spending from the same balance as the savings account.

Cons

  • The rate is variable, so returns can fall when the wider market softens and nothing is locked in to cushion it.
  • Transactions in branch channels move the rate to the Cuenta Clasica tariff until month end, so in-branch use costs you interest.
altoke de BancoSol

Ready to try altoke de BancoSol?

Scored 9.4 / 10 by SumCue.

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Who it suits

  • Savers in Bolivia who want their money reachable the moment they need it.
  • New savers who can open with a BOB 0 minimum deposit and pay a BOB 0 monthly fee.
  • Customers who want the savings account and a debit card handled by one bank.

Who should look elsewhere

  • Finteres, whose rate of 0% to 36% sits well above BancoSol's 3.5%, if you shop on yield.
  • Wise, whose rate of 3.29% is under BancoSol's 3.5%, if the interest on the balance decides it for you.

Who runs it

Altoke de BancoSol operates as Banco Solidario S.A., a bank based in Bolivia that has been running since 1986, with ASFI as its regulator. Support comes through phone, chat and help centre, so savers can reach the bank by phone or online chat, or work through the help centre, without setting foot in a branch.

How altoke de BancoSol compares

Where altoke de BancoSol is available

Available
Bolivia
Licence in Bolivia
ASFI, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to keep this savings account open?+

The account carries a BOB 0 monthly fee and asks for a BOB 0 minimum deposit, so there is nothing to pay for holding it and nothing to fund it with before you start. Using branch channels has its own cost: those transactions move the rate to the Cuenta Clasica tariff until month end.

Is my money safe, and who regulates the bank?+

Altoke de BancoSol trades as Banco Solidario S.A., a Bolivian bank, and its regulator in Bolivia is ASFI. The savings balance sits with the bank rather than a separate investment platform, so ask the bank for the current protection terms before committing a large sum.

What kind of savings account is it?+

It is an easy access account, the kind that covers 75.2% of the savings listings here. That means no fixed term and no notice period: the balance stays liquid, and the variable rate moves with the market rather than being held still for a set period.

How does the rate compare with other savings accounts?+

The account pays 3.5% on a variable basis, above the 3% median across savings listings. Wise lists 3.29% and bunq 3.01%, both lower, while Finteres quotes rates of 0% to 36% for readers who sort the market by rate alone.

How do I get help when something goes wrong?+

Support runs on phone, chat and help centre, so you can phone the bank, open a chat or search the help centre. That mix is close to the norm in this market: 79.6% of savings listings offer a help centre and 74.4% offer phone support, so a branch trip is rarely the only route.

Does the account come with a card?+

The bank issues a debit card, so everyday spending comes out of the same balance as the savings. Debit is the most common card type in these listings, at 82.2%. Keeping savings and payments with one provider suits readers who want a simple setup rather than a rewards offer.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Term, Deposit protection.

altoke de BancoSol

altoke de BancoSol

Bolivian savers who want instant access, a low balance requirement and no monthly charge.

9.4/10See alternatives