Aldermore review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Unlike mainstream banks built around standard current accounts, Aldermore is a specialist bank focused on savings, mortgages and business finance. For households and firms wanting individual assessment and support for exceptions to the rule, it presents a purpose driven alternative.
Key facts
- Best for
- Savers and borrowers seeking specialist individual assessment
- Account kind
- Easy access↗
- Legal entity
- Aldermore Bank↗
- Headquarters
- United Kingdom↗
- Support channels
- Phone, Help-centre↗
- Official website
- aldermore.co.uk
Mortgages
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Covers personal and business savings alongside specialist mortgages and business finance
- Supports self employed applicants, landlords and people with credit history blips
- Backs growing firms unlocking invoice cash and funding assets or property development
Cons
- Specialist and exception led approach gives less for straightforward standard cases
- Business finance centres on growth and property uses rather than everyday banking
Who it suits
- Self employed people seeking individual mortgage assessment
- Landlords needing extra support with borrowing
- Growing firms seeking business finance
Who should look elsewhere
- People seeking standard high street current accounts
Safety and regulation
Aldermore highlights fraud awareness by warning that criminals have sent letters impersonating the bank to businesses and asking recipients to make contact straight away when a letter does not look right. The bank points people toward dedicated fraud information for further guidance. It describes customers as being in safe hands and stresses a dedicated team that gives help and support at every step. The wider language emphasises fairness, inclusion and getting finance to where it is needed across the United Kingdom.
How Aldermore compares
Where Aldermore is available
- Available
- United Kingdom
Countries from its affiliate programme (Source)
Frequently asked questions
What savings accounts does Aldermore provide?+
Aldermore provides personal and business savings accounts alongside specialist mortgages and business finance solutions. It describes its aim as creating a supportive home for savings that helps ambitions move closer. It also stresses brilliant service for savers.
What sort of mortgage lender is Aldermore?+
Aldermore acts as a specialist mortgage provider that takes a more individual approach to lending. It supports people with blips in credit history, self employed applicants and landlords needing extra support. It looks for a way to say yes rather than no.
Which business needs does Aldermore support?+
Aldermore supports growing businesses and wants to get finance flowing across the United Kingdom. It helps firms unlock cash tied up in invoices, fund an asset and bridge a finance gap. It also supports commercial property investment and property development.
What is MotoNovo in relation to Aldermore?+
MotoNovo is part of the Aldermore Group and provides motor finance for cars, vans and motorcycles. It has helped thousands of people to fund their next vehicle. It has specialised in motor finance for over 40 years.
Which company operates Aldermore?+
Aldermore is operated by Aldermore Bank. (Source, checked September 26, 2026)
Where is Aldermore based?+
Aldermore is based in United Kingdom. (Source, checked September 26, 2026)
Sources
- aldermore.co.uk/about-us checked September 26, 2026
Backs: Support channels
“We operate exclusively online, by phone and through networks.”
- aldermore.co.uk/intermediaries checked September 26, 2026
Backs: Product fee
“All our rates are fee free, with no new credit or affordability checks.”
- aldermore.co.uk/intermediaries/mortgages/residential-owne... checked September 26, 2026
Backs: Maximum loan to value, Purpose
“Our new five-tier residential lending is here, now up to 98% LTV”
- aldermore.co.uk/savings checked September 26, 2026
Backs: Account kind, Headquarters, Legal entity
“Our Easy Access Account makes things as easy as possible. You get a great interest rate and flexibility to withdraw or add to your savings whenever you like.”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.