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Al Rajhi Bank review

Updated October 14, 2026 · SumCue Editorial Team · Facts checked October 14, 2026

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Our verdict

Al Rajhi Bank’s Saudi Arabia card portfolio separates credit cards, prepaid cards and charge cards. The provider also lists mobile and contactless payment services such as madaPay, mada Atheer and Apple Pay; card features depend on the specific product.

Key facts

Best for
Saudi Arabia customers comparing Al Rajhi card categories and payment services.
Currency conversion fee
2%↗
Rewards type
Points↗
Rewards rate
Earn 1 point per 1 domestic spend and 4 points on international spend↗
Perks
Access to 25 global airport lounges↗
Card kind
Credit↗
Legal entity
Al Rajhi Banking & Investment Corp. (Saudi Joint Stock Company), C.R. No. 1010000096↗
Headquarters
Saudi Arabia↗
Founded
1957↗
Support channels
Phone, Email↗
Features
Rewards
Official website
alrajhibank.com.sa

Savings

Headline rate
2.4% to 3.6%↗
Rate type
Variable↗
Minimum deposit
SAR 5,000↗
Access terms
Hassad Account: monthly-drawing, deposits and withdrawals on demand, unlimited withdrawals per month, 60% profit-sharing ratio↗
Monthly fee
SAR 0↗
Account kind
Easy access↗

Debit cards

Card type
Debit↗
Card network
Local↗

Loans

Lender type
Direct lender↗

Mortgages

Purpose
Purchase↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataWikipediaX

Pros

Pros

  • Credit, prepaid and charge-card ranges are distinguished.
  • Listed payment services include madaPay, mada Atheer and Apple Pay.
Al Rajhi Bank

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Scored 9.0 / 10 by SumCue.

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Who it suits

  • Customers deciding which card category to explore before comparing product terms.

Card categories and payments

Al Rajhi distinguishes credit, prepaid and charge cards and lists madaPay, mada Atheer and Apple Pay services.

How Al Rajhi Bank compares

Where Al Rajhi Bank is available

Available
Saudi Arabia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What currency conversion fee does Al Rajhi Bank charge?+

The currency conversion fee at Al Rajhi Bank is 2%. (Source, checked September 26, 2026)

Which company operates Al Rajhi Bank?+

Al Rajhi Bank is operated by Al Rajhi Banking & Investment Corp. (Saudi Joint Stock Company), C.R. No. 1010000096. (Source, checked September 26, 2026)

Where is Al Rajhi Bank based?+

Al Rajhi Bank is based in Saudi Arabia. (Source, checked September 26, 2026)

When was Al Rajhi Bank founded?+

Al Rajhi Bank was founded in 1957. (Source, checked September 26, 2026)

How can I contact Al Rajhi Bank support?+

Al Rajhi Bank offers support through Phone, Email. (Source, checked September 26, 2026)

Sources

Compiled from 7 source pages, checked October 14, 2026. We did not open an account.

Not confirmed yet: Annual fee, APR.

Al Rajhi Bank

Al Rajhi Bank

Saudi Arabia customers comparing Al Rajhi card categories and payment services.

9.0/10See alternatives