ABB Bank review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
ABB Bank centres everyday cards, credit, deposits and money transfers around mobile banking for daily use in Azerbaijan. For households in Azerbaijan wanting cards for adults and children plus travel planning in one application, it keeps family and everyday spending together without visiting a branch.
Key facts
Loans
- Loan amount
- up to AZN 70,000↗
- Term
- 3 to 36 months↗
- Arrangement fee
- 0 AZN↗
- Credit check
- Hard↗
- Funding time
- Transfer to an ABB card, or free courier delivery in Baku and Absheron↗
- Rate type
- Fixed↗
- Lender type
- Direct lender↗
- Eligibility
- Official income or active ABB debit card; age requirement and credit history considered↗
- Loan types
- Personal, Credit-line, Car, BNPL, Secured↗
Savings
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- It covers credit, cards, deposits and money transfers in one banking service
- It offers digital and physical cards including options for children and travel
- It includes child profiles in the mobile application for family card management
- It provides travel planning tools directly inside the mobile banking application
Cons
- Focus remains on Azerbaijan, which narrows options for cross border use
- Mobile led access may limit people who prefer branch service
Who it suits
- Families managing everyday cards and child spending
- Households seeking deposits, credit and transfers together
Who should look elsewhere
- People needing banking outside Azerbaijan
How ABB Bank compares
Where ABB Bank is available
- Available
- Azerbaijan
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products does ABB Bank cover?+
ABB Bank covers credit, cards, deposits, money transfers and digital banking services for everyday needs. Households can manage borrowing, saving and card spending within the same banking relationship. Online applications are available for banking products and services.
Which card options are mentioned?+
Card options include digital cards alongside physical cards for everyday payments. Separate options support travel spending and cards for children with parental oversight. Child profiles in the mobile application help parents organise family card use.
Where does ABB Bank operate?+
ABB Bank operates as an Azerbaijani bank serving local households across the country. Its cards, credit, deposits and mobile services address everyday needs in Azerbaijan. Customers outside that home market will find fewer relevant services.
How does mobile banking feature in the service?+
Mobile banking sits at the centre of everyday account and card management. Customers can open deposit accounts, plan travel and manage child profiles through the application. The application also supports statements, transfers and day to day banking tasks.
Who can use the family and child card features?+
Parents can order cards for children and activate child profiles in the mobile application. The setup links younger users to family oversight while supporting everyday card use. It helps households seeking shared visibility across adult and child spending.
Sources
- abb-bank.az checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“67, Nizami küç., AZ1005 Bakı, Azərbaycan”
- abb-bank.az/en/ferdi/kreditler/ipoteka-krediti checked September 26, 2026
Backs: Initial rate, Purpose
“Starting from 4% Annual interest rate”
- abb-bank.az/ferdi/emanetler checked September 26, 2026
Backs: Pricing model, Rate type
“Deposit your funds in a deposit account and earn fixed income in the form most suitable for you - classic or digital”
- abb-bank.az/ferdi/emanetler/klassik-emaneti checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Term
“Classic deposit term 3-36 months; interest paid at maturity, or monthly/annually at the client's request; deposits totalling 1,000,000 AZN equivalent or more are priced individually”
- abb-bank.az/ferdi/kreditler checked September 26, 2026
Backs: APR, Features, Loan types
“Nağd kredit ... Min. və maks. FİFD 10.9%-42.2%”
- abb-bank.az/ferdi/kreditler/nagd-kredit checked September 26, 2026
Backs: Loan amount, Credit check, Eligibility, Funding time, Lender type
“70 000 AZN-dək nağd krediti filiala gəlmədən, elə olduğunuz yerdən əldə edin!”
- abb-bank.az/kampaniyalar/abb-de-nagd-kredite-7faiz-dek-en... checked September 26, 2026
Backs: Arrangement fee
“10 000 AZN-dən yuxarı kredit borcunu digər bankdan ABB-yə gətirənlər üçün isə nağd kredit komissiyasız olacaq!”
- en.wikipedia.org/wiki/International_Bank_of_Azerbaijan checked September 26, 2026
Backs: Founded
“Founded in 1992”
Compiled from 8 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, Currency conversion fee, Rewards type.