Updated September 28, 2026

What is Use cases?

In short

Use cases are the everyday jobs a loan is meant for, from a kitchen refit to a new car.

A use case is a specific job a loan is meant to sort, and lenders name these because the amount, term and rate all depend on the job. Listing the use case lets you see at a glance whether a product fits the thing you actually need money for, rather than a broader purpose such as a mortgage.

The loans here are all written for home improvement. 1822direkt offers an instalment loan for that work, and Absa, Absa Mozambique and ACB Grenada Bank each list home improvement as a use case too. If your plans involve a different job, a different product will usually fit better.

Sources