Updated September 28, 2026
What is Access terms?
In short
Access terms set out when you can take money out, whether the balance is locked and what an early closure costs.
Access terms cover how freely and how quickly you can reach money you have left sitting in an account. 1822direkt takes payments in and pays money out every day, asks for no notice and no fixed term, and works from a reference account you nominate. Aave GHO / Compound Treehouse leaves your balance untied, sets no minimum and adds no waiting period, so you can turn sGHO back into GHO at a point of your choosing. ABA Bank gives on demand access, credits interest each month or at closure, and charges nothing for closing early.
Sources
- 1822direkt.de, checked September 26, 2026
- gho.xyz, checked September 26, 2026
- ababank.com, checked September 26, 2026