Updated September 28, 2026
What is Rate type?
In short
Whether the interest rate stays the same or moves with the market while you hold the product.
A fixed rate stays the same for the life of a product, so the interest you pay or receive does not move. A variable rate can rise or fall with the market, which cuts both ways and is why some savings accounts and lending lines carry one. ABANCA and the credit side of 1822direkt are fixed. The savings side of 1822direkt, the ABA Bank savings account and Aave GHO / Compound Treehouse are variable, so a rate change can move what you earn or pay.
Sources
- 1822direkt.de, checked September 26, 2026
- gho.xyz, checked September 26, 2026
- 1822direkt.de, checked September 26, 2026
- ababank.com, checked September 26, 2026
- abanca.com, checked September 26, 2026