Updated September 28, 2026

What is Origination fee percentage?

In short

The share of a loan taken as a fee for setting it up, quoted as a percentage of the amount borrowed.

An origination fee is a charge for setting up and processing a loan. It is quoted as a percentage of the amount borrowed, so a higher balance means a higher fee. 1822direkt charges 0%, which means no fee at all. Where it varies, the figure comes as a range: Acierto.com charges 1% to 3% and ACLEDA Bank 1% to 1.5%, while Achieve charges 1.99% to 9.99%. Compare the range against the rate and term, not on its own.

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