Updated September 28, 2026

What is Eligibility?

In short

Eligibility is the short list of conditions you must meet before a lender will consider your application, from age and residence to contract type and credit record.

Eligibility is the set of hurdles a lender puts in front of an applicant before it will price a loan, and the rules differ sharply by market. 1822direkt asks for a permanent contract, a minimum spell of employment with the same employer and a main residence in Germany, alongside a clean file at both SCHUFA and CRIF Buergel. Abhi restricts its offer to people already in work who hold a current NADRA-issued CNIC and can supply an email address and a mobile number.

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