Updated September 28, 2026

What is Card kind?

In short

Card kind separates cards that spend your own money from cards that let you borrow.

Cards split into two kinds. A debit card spends money already in your account, and a credit card lends you money to repay. The split decides what happens if you clear a bill in full: with a debit card you have simply moved your own money, while a credit card repays what you borrowed and can carry interest on the balance.

The cards here are credit cards. 1822direkt offers a credit card for its current account, 1st National Bank Saint Lucia issues a credit card, and ABN AMRO NL Zakelijk and ABN AMRO Zakelijk both offer business credit cards.

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