Yuh review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Yuh suits Swiss and European households who want everyday banking, saving and investing in one app, and a parent's first account for a child. The monthly fee is CHF 0 and the easy-access savings rate is 0%, so the cost of holding the account is low.
Key facts
- Best for
- A fee-free everyday account with savings and investing in the same app.
- Monthly fee
- CHF 0↗
- Currency conversion fee
- 0.95%↗
- Card type
- Debit↗
- Card network
- Mastercard↗
- Currencies
- 13↗
- Legal entity
- Yuh Ltd (UID CHE-116.310.079)↗
- Headquarters
- Switzerland↗
- Founded
- 2021↗
- Support channels
- Help-centre↗
- Features
- Multi-currency, Crypto, Virtual card, Travel
- Audience
- Kids
- Official website
- yuh.com
Brokers
Savings
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- No monthly or annual charge: CHF 0 and CHF 0
- Savings sit in easy-access projects you can move or withdraw at any time: Savings projects, move or withdraw money at any time
- Multi-currency, crypto, virtual card and travel features under one account: multi currency, crypto and virtual card
- Joint and kid accounts are both offered: joint and kids
Cons
- Currency conversion of 0.95% ranks 123 of 258
- Support runs on help centre only
- The easy-access savings headline rate is 0%, against a site median of 3%
Who it suits
- Parents setting up a first account for a child, since kids are a named audience
- Households that want paying, saving and investing in a single app
- Anyone happy to keep Swiss francs as the base currency
Who should look elsewhere
- Wise, if you convert or hold many currencies and want a wider set than 13
- bunq, if a savings pot that pays interest matters more than easy access
- Anyone wanting phone or chat support, since Yuh runs on help centre
Where it sits among rivals
On monthly fee, Yuh ranks 1 of 422 brands, with CHF 0 charged. On currency conversion the picture changes: 0.95% places it at 123 of 258, against a site median of 1%. So Yuh leads on holding the account and trails on spending abroad in other currencies.
Fees and currency costs
The monthly fee is CHF 0 and the annual fee is CHF 0. Currency conversion is charged at 0.95%. Cash withdrawals follow 1 free ATM withdrawal per week in Switzerland, then CHF 1.90. The card is a debit card on the mastercard network, and the rewards type is none.
How Yuh compares
8.6 vs 9.4
8.6 vs 9.0
8.6 vs 8.9
8.6 vs 9.4
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8.6 vs 9.2
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8.6 vs 9.0
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8.6 vs 8.0- 8.6 vs 8.0
Where Yuh is available
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Yuh cost to hold?+
The monthly fee is CHF 0 and the annual fee is CHF 0, so there is no charge for keeping the account open. Money is held in a easy access savings setup as well as for everyday spending. Costs come from currency conversion and cash withdrawals rather than from the account itself.
How much does Yuh charge to convert currency?+
Currency conversion is charged at 0.95% on the pay side of the app. You can hold and spend 13 currencies, and the multi-currency feature is part of the standard account. That rate ranks Yuh at 123 of 258.
Can I withdraw cash from a Yuh card?+
Cash withdrawals follow 1 free ATM withdrawal per week in Switzerland, then CHF 1.90, and the free allowance is stated in Swiss francs. The card runs on the mastercard network as a debit card, so it draws on the money in your account. Card rewards are listed as none.
Does the Yuh savings pay interest?+
The savings side is an easy-access product with a headline rate of 0% and a variable rate, which can move over time. Savings projects, move or withdraw money at any time describes how you work with it. The site median for headline rates is 3%.
Who can open a Yuh account?+
Yuh lists kids as an audience and offers a joint account, so parent and child and shared accounts are both possible. Account types include joint. The service is built around apps on iOS app and Android app rather than branch visits.
What can I do inside the Yuh app?+
Paying, saving and investing sit together, with features listed as multi currency, crypto and virtual card. The investment side covers stocks, etfs and crypto, alongside the savings and card functions. Support is handled through a help centre.
Is Yuh regulated?+
Yuh operates as Yuh Ltd, registered in Switzerland, with its headquarters in CH and founded in 2021. Regulatory and protection details are not set out in the information available here, so check the terms yourself before depositing. Savings are easy access, which suits short-term money.
Sources
- yuh.com/en/about-yuh checked September 26, 2026
Backs: Founded
“Yuh was launched as a start-up in 2021”
- yuh.com/en/app/invest checked September 26, 2026
Backs: Markets
“Shares, ETFs, digital assets, trending themes, bonds”
- yuh.com/en/app/pay checked September 26, 2026
Backs: Currencies, Features, Card network, Rewards type
“13 currencies under 1 IBAN - Yuh Mastercard has 13 pre-installed currencies”
- yuh.com/en/app/save checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Rate type
“Move or withdraw your money at any time”
- yuh.com/en/help checked September 26, 2026
Backs: Support channels
“How can we help? - Help centre FAQ sections”
- yuh.com/en/imprint checked September 26, 2026
Backs: Headquarters, Legal entity
“CH - 1196 Gland”
- yuh.com/en/pricing checked September 26, 2026
Backs: Account fee, Account types, Annual fee, Audience, Card type, Deposit and withdrawal fees, Currency conversion fee, Minimum deposit, Pricing model, Monthly fee, Platforms
“Account management Free - Yuh online bank account”
Compiled from 7 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.