Wink review

Wink lists a monthly fee of CRC 0 on the easy-access account, and the savings accounts carry no annual fee. For most people that makes it a cheap everyday account to hold, since nothing is deducted for keeping the account open. Costs matter most if you rely on it for spending and saving.

No. The listed minimum deposit is CRC 0, so the account can be opened and topped up in small steps. It is set up for easy access, which fits people who want money available on demand rather than tied up for a term. On-demand withdrawals are part of how the account is designed to work.

Yes. Each account comes with its own IBAN, so salary and incoming transfers can arrive directly. Because the account is easy access, the balance is available for on-demand withdrawals once it lands, which suits people paid into the account and paying straight out of it.

The account comes with a debit card on the visa network, so it works wherever Visa debit cards are accepted. Wink also lists multi currency, virtual card and travel among its features, which cover online payments and travel spending without a second account.

Wink covers 2 currencies, with savings accounts available in US dollars and Costa Rican colones. The minimum on those savings accounts is CRC 0, so you can start small and build up. Anyone holding or spending in many currencies at once is better served by a multi-currency account.

Support is listed as help centre and email, so a help centre and email are the routes in. There is no phone line listed, which matters if a card is blocked while you are abroad. Physical card management, including ATM withdrawals, is handled through the same help content.

Wink is run by Coopenae R.L. and has traded since 2016. It is available in Costa Rica, so the account is built for people living and banking there rather than for customers opening one from abroad on a whim. Anyone outside the country should check availability before applying.

Yes. Alongside the easy-access spending account, Wink offers savings accounts in US dollars and Costa Rican colones with no minimum balance and no annual fee, and the monthly charge is CRC 0. The same on-demand access applies, so the money stays reachable rather than being tied up, which suits short-term saving and day-to-day cash.