Wallester review

There is a monthly fee of €0 on the card and an annual fee of €0, so nothing is charged to keep the account running. For context on the wider market, the retail loss median across the brands listed is 70.15%.

The regulator named for Estonia is the Estonian Financial Supervision Authority, and the licence is recorded as PSD_PI 11812882. The legal entity behind the cards is Wallester AS, based in Estonia. A named, authorised entity matters for a business account because the money sits with it.

Both. The listed card kind is credit, and the second offering is recorded as a debit card. That pairing suits companies that want one provider for paying bills from cash and for short-term credit on expenses, rather than separate relationships for each.

The card runs on visa, so it is accepted wherever that network is taken. Features listed include multi currency and virtual card, which is what makes cross-border supplier payments easier to run from a single business account.

Yes. multi currency and virtual card covers virtual cards, so a company can issue a card per team member or per subscription without a plastic card for everyone. The listed card type stays debit, so the control sits with the business rather than the individual.

The stated audience is business. That narrows the appeal to companies rather than individuals, and it explains why the multi-currency and virtual card features lean towards expense control, subscriptions and supplier payments. A personal account seeker would look elsewhere.

The rewards type is listed as none (none), so the cards work on cost control rather than earning. Compare that with a rewards card if you want cashback or points on everyday spend; with fees at €0 a month, the saving has to come from charges avoided.

Support runs on help centre. That means self-service answers rather than a direct line, so keep your own record of transactions and contacts for your finance team, particularly before a card is blocked while travelling, since the card type is debit on the visa network.

On the monthly fee the three line up: Wallester charges €0, Wise charges £0 and the Varo Believe Secured Credit Card charges $0. Wallester sits at position 1 on that measure among 422 brands, so the decision turns on account type rather than cost.