Viva Wallet review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For businesses that accept payments across Europe, Viva Wallet provides an all in one platform for payments, banking and business solutions. Its coverage across 29 markets and ecosystem of over 450 technology partners support firms that want accounts, card issuing and sales tools in one place.
Key facts
- Best for
- Businesses combining payments and banking across Europe
- Card type
- Debit↗
- Card network
- Visa↗
- Support channels
- Help-centre↗
- Audience
- Business
- Official website
- vivawallet.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App Store
- Elsewhere
- LinkedInXyoutube.com
Pros and cons
Pros
- Combines payments, banking and business solutions within one platform
- Supports omnichannel sales with flexible device based payment options
- Maintains partner ecosystem of over 450 technology partners
- Covers bank accounts, card issuing and financing options for firms
Cons
- Business centred offer gives limited scope for personal household banking
- European market focus restricts relevance beyond that operating footprint
- Platform centres on firms needing hardware and software integrations
Who it suits
- Businesses managing payments and banking in one place
- Shops, hospitality and entertainment sellers accepting varied payments
- Firms planning growth across European markets
Who should look elsewhere
- Households seeking personal everyday banking
- Firms operating entirely outside Europe
How Viva Wallet compares
Frequently asked questions
What does Viva Wallet provide for businesses?+
Viva Wallet provides payments, banking services and business solutions through one platform. It covers bank accounts, card issuing and financing options. The tools are designed to support daily business operations and growth.
Which industries does Viva Wallet serve?+
Viva Wallet serves restaurants and hotels, supermarkets and convenience stores, plus ticketing and entertainment sellers. It supports omnichannel payment flows and a Marketplace solution. The setup supports sales across different trading environments.
Where does Viva Wallet operate?+
Viva Wallet serves businesses across Europe and describes banking infrastructure covering 29 markets. It connects merchants in Portugal and elsewhere in Europe to the national payment network of Portugal. The focus remains on cross border European trading.
How can I contact Viva Wallet support?+
Viva Wallet offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- euhelp.viva.com/en/articles/5623423-viva-com-business-deb... checked September 26, 2026
Backs: Card type
“Viva.com business debit card”
- help.vivawallet.com/en checked September 26, 2026
Backs: Support channels
“Help center”
- vivawallet.com checked September 26, 2026
Backs: Audience, Card network
“Viva.com - the 1st Tech Bank in Europe for Businesses; we provide value-driven services to businesses across Europe”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.