TrueMoney review
Updated October 14, 2026 · SumCue Editorial Team
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Our verdict
TrueMoney Mastercard is a prepaid virtual card in Thailand that spends from the TrueMoney balance. Users can create the Virtual Mastercard in the app; it is a prepaid card, not credit.
Key facts
- Best for
- TrueMoney users in Thailand looking for a prepaid virtual Mastercard.
- Monthly fee
- THB 0↗
- Currency conversion fee
- 3.5%↗
- Card type
- Prepaid↗
- Top-up fee
- No fee↗
- Card network
- Mastercard↗
- Legal entity
- TrueMoney International↗
- Headquarters
- Thailand↗
- Founded
- 2003↗
- Support channels
- Help-centre↗
- Features
- Multi-currency
- Official website
- truemoney.com
Savings
- Headline rate
- 0.1% to 1%↗
- Rate type
- Variable↗
- Minimum deposit
- THB 0↗
- Access terms
- On-demand savings (ออมทรัพย์) account opened in the TrueMoney app and held at Kasikornbank, no minimum top-up, interest credited 30 June and 31 December each year↗
- Account kind
- Easy access↗
- Pricing model
- No monthly fee
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- WikidataWikipediaLinkedInTrustpilot
Pros and cons
Pros
- Prepaid spending from a TrueMoney balance.
- Create the Virtual Mastercard through the app.
Cons
- The card is prepaid and uses the TrueMoney balance; it is not a credit facility.
Who it suits
- TrueMoney account holders comparing virtual prepaid-card access.
Virtual prepaid card
Create a TrueMoney Virtual Mastercard in the app and spend from the TrueMoney balance.
How TrueMoney compares
8.7 vs 9.4
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 9.4
8.7 vs 8.7
8.7 vs 9.2
8.7 vs 9.4
8.7 vs 8.7
8.7 vs 9.3
8.7 vs 8.9
8.7 vs 8.6
8.7 vs 9.2
8.7 vs 8.4
8.7 vs 8.5
8.7 vs 8.8
8.7 vs 9.0
8.7 vs 8.6
8.7 vs 8.3
8.7 vs 9.5
8.7 vs 9.4
8.7 vs 9.4
8.7 vs 9.3
8.7 vs 9.3
8.7 vs 9.3
8.7 vs 9.3
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 8.8
8.7 vs 8.7
8.7 vs 8.5
8.7 vs 8.4
8.7 vs 8.0- 8.7 vs 8.0
Where TrueMoney is available
- Available
- Cambodia, Indonesia, Myanmar, Philippines, Thailand, Vietnam
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Does TrueMoney charge a monthly fee?+
The monthly fee at TrueMoney is THB 0. (Source, checked September 26, 2026)
What currency conversion fee does TrueMoney charge?+
The currency conversion fee at TrueMoney is 3.5%. (Source, checked September 26, 2026)
Which company operates TrueMoney?+
TrueMoney is operated by TrueMoney International. (Source, checked September 26, 2026)
Where is TrueMoney based?+
TrueMoney is based in Thailand. (Source, checked September 26, 2026)
When was TrueMoney founded?+
TrueMoney was founded in 2003. (Source, checked September 26, 2026)
How can I contact TrueMoney support?+
TrueMoney offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/TrueMoney checked September 26, 2026
Backs: Features, Founded, Headquarters, Legal entity
“digital wallets, payment cards, and remittance services”
- support.truemoney.com/en/knowledge-base/is-there-any-fee-... checked September 26, 2026
Backs: Top-up fee
“Is there any fee for top up my TrueMoney account? - TrueMoney Support”
- truemoney.com/en/truemoney-mastercard checked September 26, 2026
Backs: Card type, Currency conversion fee, Card network
“TrueMoney Mastercard prepaid card”
- truemoney.com/startsaving checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type, Support channels
“The bank will pay normal interest on 30 June and 31 December of every year”
Compiled from 4 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
Related by the facts
TrueMoney
TrueMoney users in Thailand looking for a prepaid virtual Mastercard.