Trade Republic review
Updated October 14, 2026 · SumCue Editorial Team
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Our verdict
The German card page lists spending limits, real-time notifications and the option to freeze a card.
Account
The German card page lists spending limits, real-time notifications and the option to freeze a card. It also lists Classic and Mirror card designs; no interest, Saveback or fee claim is made here.
How Trade Republic compares
Where Trade Republic is available
- Licence in Germany
- Federal Financial Supervisory Authority (BaFin) (MiCA CASP 5299009IFX1XTKDY4568), checked September 28, 2026, also valid in Germany, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Frequently asked questions
Which company operates Trade Republic?+
Trade Republic is operated by Trade Republic Bank GmbH. (Source, checked September 28, 2026)
Where is Trade Republic based?+
Trade Republic is based in Germany. (Source, checked September 28, 2026)
When was Trade Republic founded?+
Trade Republic was founded in 2015. (Source, checked September 28, 2026)
How can I contact Trade Republic support?+
Trade Republic offers support through Chat. (Source, checked September 28, 2026)
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 28, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=DE”
- en.wikipedia.org/wiki/Trade_Republic checked September 28, 2026
Backs: Card type, Founded, Support channels
“In 2024, it launched a debit card”
Compiled from 2 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.