Tosla review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Tosla suits people seeking a Mastercard prepaid card without a monthly charge. Its monthly fee is TRY 0, placing it first among 422 ranked brands. The main trade-off is that it is a prepaid card rather than a conventional debit card.

Key facts

Best for
A low-cost Mastercard prepaid card with no monthly account charge.
Monthly fee
TRY 0↗
Card type
Prepaid↗
Card network
Mastercard↗
Legal entity
Akode Elektronik Para ve Odeme Hizmetleri A.S.↗
Official website
tosla.com

Facts checked September 26, 2026, 2 sources

Apps and profiles

Pros and cons

Pros

  • Tosla's prepaid card account has a monthly fee of TRY 0.
  • The card uses the Mastercard network.
  • Tosla ranks first among 422 brands by monthly fee.
  • Tosla is issued by Akode Elektronik Para ve Odeme Hizmetleri A.S.

Cons

  • As a prepaid card, Tosla has to be loaded before you spend, so it cannot stand in for a current account with direct debit bills.
  • JMMB Moneyline and JMMB Money Transfer prepaid card and CrediMax Cardy EX prepaid Visa also charge a monthly fee of JMD 0 and BHD 0, so Tosla's cost lead is narrow.
Tosla

Ready to try Tosla?

Who it suits

  • People who want a Mastercard prepaid card without a monthly fee.
  • Users who prefer funding a card with money already loaded before spending.
  • Tosla customers who mainly value the card network over debit-account features.

Who should look elsewhere

  • Skrill shoppers who would rather pay a monthly fee of €5.
  • JMMB Moneyline and JMMB Money Transfer prepaid card customers who prefer a monthly fee of JMD 0.
  • CrediMax Cardy EX prepaid Visa customers who prefer a Visa card with a monthly fee of BHD 0.

Where Tosla is available

Available
Turkey

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Tosla cost each month?+

The monthly fee on a Tosla prepaid card account is TRY 0, and Tosla ranks first among 422 brands compared on this charge. Its cost score is 6.3, so holding the account adds no recurring bill to your spending plan.

Is Tosla a prepaid card or a debit card?+

Tosla is a prepaid card rather than a conventional debit card, so the balance is loaded before you spend rather than drawn from a bank account. Spending then works through the mastercard network, which suits people who want a set pot for shopping and travel.

Which card network does Tosla use?+

Tosla uses the mastercard network, so the card is accepted wherever Mastercard acceptance is wide and the prepaid balance is spent like any other card. CrediMax Cardy EX prepaid Visa runs on Visa instead, which matters if your main shops favour one network.

Who issues Tosla and who holds the money?+

Tosla is issued by Akode Elektronik Para ve Odeme Hizmetleri A.S., the payment services company named against the card. Knowing the entity matters because prepaid balances are held by the issuer rather than by a deposit-taking bank, so you should read the account terms before loading money.

How do Tosla's fees compare with the other prepaid cards here?+

Tosla's monthly fee is TRY 0, while Skrill charges €5, JMMB Moneyline and JMMB Money Transfer prepaid card charges JMD 0 and CrediMax Cardy EX prepaid Visa charges BHD 0. Two of those also charge nothing, so the gap is narrow.

Who is Tosla suited to?+

Tosla suits people who want a prepaid card for everyday spending and travel without a recurring charge, and who are comfortable loading money before they use the card. Its cost score is 6.3, so the strength is the fee, not the range of banking features.

Sources

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

Tosla

Tosla

A low-cost Mastercard prepaid card with no monthly account charge.

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