Swedbank Lietuva review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Swedbank Lietuva is a straightforward choice for people in Lithuania who want a multi-currency debit card, a credit card with insurance perks and a commission-free investment account. The debit card offers €600 in free ATM withdrawals, and the everyday account is reached through the bank's Internet Bank.
Key facts
- Best for
- Lithuanian customers who want everyday banking, a multi-currency card and simple investing.
- Monthly fee
- €1↗
- Currency conversion fee
- 0%↗
- Free ATM withdrawals
- €600↗
- Card type
- Debit↗
- Card network
- Mastercard↗
- Legal entity
- Swedbank, AB↗
- Headquarters
- Lithuania↗
- Support channels
- Phone, Email↗
- Features
- Multi-currency, Travel
- Audience
- Seniors
- Official website
- swedbank.lt
Credit cards
Brokers
Personal insurance
Facts checked September 26, 2026, 6 sources
Pros and cons
Pros
- The debit card's listed features are multi currency and travel, so it suits people who spend across currencies and travel often.
- The credit card comes with purchase insurance and travel insurance included.
- The investment account covers stocks, etfs and bonds and takes a minimum deposit of €0.
Cons
- A monthly fee of €1 applies to the everyday account, and Swedbank Lietuva sits at 345 in the site's monthly fee ranking.
- The credit card costs €24 a year and charges an APR of 21.99% to 26.82%, with a rewards type of none.
- Support runs on phone and email only.
Who it suits
- People in Lithuania who want everyday spending and investing through the same bank.
- Customers who hold several currencies, since the card's features are multi currency and travel.
- Older customers, since the listed audience is seniors.
Who should look elsewhere
- Anyone who wants no monthly account charge, since bunq and Wise list monthly fees of €0 and £0.
- Anyone who wants a secured card with rewards, since the credit card here has a rewards type of none and costs €24 a year, while Varo Believe Secured Credit Card lists a monthly fee of $0.
Fees and currency costs
Costs here are modest. The everyday account charges a monthly fee of €1 under its pricing agreement. The debit card's currency conversion fee is 0%, so changing currency costs nothing extra at the point of use. For anyone spending in another currency most weeks, that conversion rate is the part that matters, and the monthly account charge is the part to watch.
Who runs it
Swedbank Lietuva is the trading name used in Lithuania, and the legal entity behind it is Swedbank, AB, with its home country listed as LT. Customers reach the bank through phone and email, so a call or an email covers most questions about the account, the cards or the investments.
How Swedbank Lietuva compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.2
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9.2 vs 8.9
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9.2 vs 9.0
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9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
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9.2 vs 8.7
9.2 vs 8.5
9.2 vs 8.4
9.2 vs 8.0- 9.2 vs 8.0
Where Swedbank Lietuva is available
- Available
- Lithuania
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What does the everyday account cost each month?+
Swedbank Lietuva charges a monthly fee of €1 on the everyday account, and it sits at 345 in the site's monthly fee ranking. It is a small charge, but it is recurring, so a customer who only needs a card to spend from still pays it every month.
What does it cost to change currency on the debit card?+
The currency conversion fee is 0%, and the card sits at the top of the site's currency conversion ranking at 1. The card's listed features are multi currency and travel, so multi-currency use and travel sit inside the product rather than needing a second bank.
How much cash can I take out for free?+
Free ATM withdrawals are covered up to €600, and Swedbank Lietuva ranks 5 on that measure across the site. In Lithuania that covers ordinary cash needs. A customer relying on cash machines abroad will use it faster.
What does the credit card cost, and does it offer anything back?+
The credit card carries an annual fee of €24 and an APR of 21.99% to 26.82%, which makes it a costlier way to borrow. Perks listed with the card are purchase insurance and travel insurance, which help with larger purchases and trips. The rewards type is none, so nothing comes back on everyday spending.
What can I invest in through Swedbank Lietuva?+
The investment account covers stocks, etfs and bonds, so shares, exchange traded funds, bonds and funds are all available. The pricing model is commission free, the stock trade fee is €0 and the account fee is €0. The minimum deposit is €0, so a small starting balance is enough to open it.
How do I manage the account day to day?+
Banking runs through Internet Bank, the bank's online platform, where balances, transfers and card controls sit together. Support runs on phone and email, so questions about the account, the card or the investments go by phone call or email.
Who is the bank aimed at?+
The listed audience is seniors and the home country is LT, so the offer is built for customers in Lithuania first. A customer who banks in person and wants a familiar name, plus a low cost card and simple investments, sits comfortably in that group.
Sources
- swedbank.lt/private/cards/debit/debit_mastercard_web checked September 26, 2026
Backs: Card type, Features, Currency conversion fee, Card network
“Contactless Mastercard WEB - A card for your everyday banking needs”
- swedbank.lt checked September 26, 2026
Backs: Audience, Provider type, Insurance types
“Senjorų programa”
- swedbank.lt/business/invest/portfolio/newAccount checked September 26, 2026
Backs: Account fee, Markets, Minimum deposit, Pricing model, Platforms, Stock trade fee
“Opening and maintaining a securities account is free of charge”
- swedbank.lt/private checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“„Swedbank”, AB, Konstitucijos pr. 20A, 09321 Vilnius, Lithuania”
- swedbank.lt/private/cards/credit checked September 26, 2026
Backs: Annual fee, APR, Card kind, Perks, Rewards type
“Classic credit card monthly card administration fee EUR 2/month”
- swedbank.lt/private/d2d/accounts/pricingAgreement checked September 26, 2026
Backs: Free ATM withdrawals, Monthly fee
“Up to EUR 600/month free cash withdrawal at ATMs of any bank - Mastercard WEB”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
Related by the facts
Swedbank Lietuva
Lithuanian customers who want everyday banking, a multi-currency card and simple investing.