Shamil Bank of Yemen and Bahrain review
Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 28, 2026
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Our verdict
Shamil Bank of Yemen and Bahrain suits account holders seeking a debit card for everyday spending with monthly fee of YER 0. Support through listed channels plus Islamic banking heritage make it practical for readers valuing free card upkeep and familiar local banking ties.
Key facts
- Best for
- Everyday debit spending with free upkeep
- Monthly fee
- YER 0↗
- Card type
- Debit↗
- Legal entity
- Shamil Bank of Yemen and Bahrain (Islamic Bank) Y.S.C.C.↗
- Headquarters
- Yemen↗
- Founded
- 2002↗
- Support channels
- Email, Phone, Help-centre↗
- Features
- Multi-currency
- Official website
- sbyb.net
Facts checked September 28, 2026, 4 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Monthly upkeep is free at YER 0, keeping fixed card costs down
- Issued as debit for direct spending from the linked account balance
Cons
- Support runs on email, phone and help centre only, so live chat sits outside the listed mix
Who it suits
- Holders wanting a debit linked to a Yemeni Islamic bank
- Spenders needing direct account payments without monthly upkeep
Who should look elsewhere
- Readers seeking a crypto linked card with app extras, where eToro may fit better
- Readers wanting a Europe facing fintech card, where Bitpanda may fit better
Who runs it
The card is issued under Shamil Bank of Yemen and Bahrain (Islamic Bank) Y.S.C.C., based in Yemen and active since 2002. The bank operates as an Islamic bank serving local account holders. For help, readers can use email, phone and help centre, covering email and phone plus an online help centre for routine queries and account support.
How Shamil Bank of Yemen and Bahrain compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.2Monthly upkeep is €0 with app based extras for readers seeking a Europe facing card option
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.3
9.2 vs 8.9
9.2 vs 8.6
9.2 vs 9.2
9.2 vs 8.4
9.2 vs 8.5
9.2 vs 8.8
9.2 vs 9.0
9.2 vs 8.6
9.2 vs 8.3
9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 8.5
9.2 vs 8.4
9.2 vs 8.0- 9.2 vs 8.0
Where Shamil Bank of Yemen and Bahrain is available
- Available
- Yemen
- Licence in Yemen
- Central Bank of Yemen, checked September 28, 2026
Countries from the brand (Source, checked September 28, 2026)
Frequently asked questions
Does the card charge a monthly fee?+
No fixed monthly upkeep applies, as the fee is listed at YER 0. That keeps routine holding costs at free while leaving day to day spending tied to the linked account balance. Readers comparing fixed costs can treat upkeep as free rather than a recurring charge.
What type of card is it?+
The card is described as debit, meaning purchases draw directly from available funds rather than a credit line. That structure suits budgeting and everyday payments. Readers seeking borrowed limits or instalment facilities should look elsewhere for credit style products.
Can the card be used across currencies?+
Yes, the listing notes multi currency capability, which helps when spending across currencies from a linked account. Readers with frequent cross border use should check conversion terms with the bank before travel and compare against trip needs.
Who operates the card?+
The card comes from an Islamic bank based in Yemen with roots dating to 2002. The structure reflects local banking practice rather than a global fintech model. Readers who prefer established bank issuance may find that background reassuring for everyday account use.
How is the bank regulated?+
Oversight is linked to the Central Bank of Yemen, in line with the bank base in Yemen. That local framework differs from European e money or banking regimes. Readers comparing safety nets should weigh home country rules and account terms rather than assume familiar deposit cover.
How can holders get help?+
Support is available through email, phone and help centre, covering email and phone contact plus an online help centre. Readers can raise account or card queries without visiting a branch. Check current service details with the bank before seeking help for urgent card issues.
Sources
- english.cby-ye.com/files/670f66ad9ce87.pdf checked September 28, 2026
Backs: Licences
- sbyb.net/en/about checked September 28, 2026
Backs: Founded
“Shamil Bank of Yemen and Bahrain (SBYB) was established ... corresponding to 2/17/2002.”
- sbyb.net/en/contacts checked September 28, 2026
Backs: Headquarters, Support channels
“Headquarters: Aden - Crater, Arwa Street.”
- sbyb.net/en/service/8 checked September 28, 2026
Backs: Card type, Features, Monthly fee
“Current Account Service: Obtain an ATM card for free.”
- sbyb.net/upfiles/about/sbyb_File-06-05-2025-83383.pdf checked September 28, 2026
Backs: Legal entity
“Shamil Bank of Yemen and Bahrain (Islamic Bank) Y.S.C.C.”
Compiled from 5 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.