Seychelles Commercial Bank review

Updated October 12, 2026 · SumCue Editorial Team

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Our verdict

Seychelles Commercial Bank serves Seychelles with everyday accounts, saving options, financial support and a contactless debit card. For people in Seychelles who want secure online banking with fraud guidance and foreign exchange information, it provides a local and familiar choice.

Key facts

Best for
People in Seychelles managing everyday spending and saving
Card type
Debit↗
Card network
Visa↗
Legal entity
Seychelles Commercial Bank↗
Headquarters
Seychelles↗
Founded
1981↗
Support channels
Email, Phone↗
Features
Travel
Audience
Kids
Official website
scb.sc

Loans

Loan amount
SCR 200,000↗
Term
up to 60 months↗
Rate type
Variable↗
Lender type
Direct lender↗
Eligibility
Seychelles salaried borrowers with valid ID or passport, proof of income, proof of address and a salary assignment form signed by the paymaster↗
Loan types
Personal, Secured, Car, Student↗

Savings

Minimum deposit
SCR 500↗
Access terms
On demand access via personal debit card↗
Account kind
Easy access↗

Mortgages

Purpose
Purchase↗

Facts checked September 26, 2026, 7 sources

Pros and cons

Pros

  • Contactless debit card for everyday in person payments
  • Secure online banking facilities for managing money remotely
  • Diverse account types plus saving options for different needs
  • Daily foreign exchange rates published for clear reference

Cons

  • Focus on Seychelles gives limited scope beyond the islands
  • Product information stays general with few specific details explained
Seychelles Commercial Bank

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Who it suits

  • Residents in Seychelles handling daily spending
  • Savers starting to build an early balance
  • People seeking local financial support

Who should look elsewhere

  • Households outside Seychelles
  • People wanting fully detailed product specifications

Safety and regulation

The bank highlights secure transacting through its online and internet banking facilities, which you would use for everyday account management. It also shares clear warnings about fraud and explains why awareness protects both personal wealth and business funds. You can review its fraud notes to recognise dishonest approaches and to strengthen your own precautions. Exchange rate information is dated for reference, so you know when figures were last refreshed. This focus keeps safety awareness close to daily banking.

Where Seychelles Commercial Bank is available

Available
Seychelles
Licence in Seychelles
Central Bank of Seychelles, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Seychelles Commercial Bank offer?+

Seychelles Commercial Bank provides a diverse choice of account types alongside options for starting saving. It also offers financial support for making life easier and publishes daily foreign exchange rates. Online and internet banking facilities support secure everyday transacting.

Which debit card does the bank provide?+

The bank offers a contactless debit card for everyday transacting. It links to your account and supports secure payments in person. Online and internet banking facilities help you manage the card alongside other banking needs.

Who is the bank suited for?+

The bank serves people in Seychelles who want local accounts, saving options and financial support. It suits beginners who value clear fraud awareness and straightforward online access. Households outside Seychelles will find its focus less relevant.

What saving and account choices are available?+

The bank encourages you to start saving as soon as possible and offers a diverse range of account types. You can choose an account that matches your everyday needs and saving aims. Financial support helps you handle personal goals with greater ease.

Which company operates Seychelles Commercial Bank?+

Seychelles Commercial Bank is operated by Seychelles Commercial Bank. (Source, checked September 26, 2026)

Where is Seychelles Commercial Bank based?+

Seychelles Commercial Bank is based in Seychelles. (Source, checked September 26, 2026)

When was Seychelles Commercial Bank founded?+

Seychelles Commercial Bank was founded in 1981. (Source, checked September 26, 2026)

How can I contact Seychelles Commercial Bank support?+

Seychelles Commercial Bank offers support through Email, Phone. (Source, checked September 26, 2026)

Sources

  • scb.sc checked September 26, 2026

    Backs: Headquarters

    “Head Office, Orion Mall”

  • scb.sc checked September 26, 2026

    Backs: Audience, Support channels

    “Minor Savings Account”

  • scb.sc/about checked September 26, 2026

    Backs: Founded, Legal entity, Lender type, Licences

    “engage in select banking activities as from 1st January, 1981”

  • scb.sc/loans/housing-loan checked September 26, 2026

    Backs: Purpose

    “documents required will differ depending on whether you are going buy, build or renovate your dream home”

  • scb.sc/loans/personal-unsecured-loan checked September 26, 2026

    Backs: Loan amount, Eligibility, Loan types, Term

    “Maximum loan amount of SCR 200,000”

  • scb.sc/personal/personal-savings-account checked September 26, 2026

    Backs: Access terms, Account kind, Minimum deposit, Rate type

    “Access the money in your bank account through your personal debit card”

  • scb.sc/products-services/debit-card checked September 26, 2026

    Backs: Card type, Features, Card network

    “Enjoy the convenience of your contactless visa debit card”

Compiled from 7 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.

Seychelles Commercial Bank

Seychelles Commercial Bank

People in Seychelles managing everyday spending and saving

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