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SCB PLANET prepaid Visa review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

The SCB PLANET prepaid Visa suits anyone spending abroad who wants a low cost travel wallet. Monthly fees are THB 0 and the currency conversion fee is 0%, putting it near the top of our card comparison, with 13 currencies held on the card.

Key facts

Best for
A cheap multi currency travel wallet for spending outside Thailand.
Monthly fee
THB 0↗
Currency conversion fee
0%↗
Free ATM withdrawals
THB 0↗
Card type
Prepaid↗
Card network
Visa↗
Currencies
13↗
Legal entity
Siam Commercial Bank Public Company Limited↗
Headquarters
Thailand↗
Support channels
Email, Phone, Help-centre↗
Features
Multi-currency, Travel
Official website
scb.co.th

Savings

Access terms
Prepaid card usable as a cash alternative; 14 currencies, 24/7 FX and top-up via SCB EASY App; overseas ATM withdrawal only, none in Thailand↗
Account kind
Easy access↗
Pricing model
No monthly fee

Facts checked September 26, 2026, 9 sources

Apps and profiles

Get the app
App Store
Elsewhere
WikidataWikipediaLinkedInX

Pros and cons

Pros

  • Monthly fee of THB 0, ranked 1 of 422 in our data
  • Currency conversion fee of 0%, ranked 1 of 258
  • Holds 13 currencies, with round the clock conversion and top ups in the SCB EASY App
  • Runs on the visa network, so it works abroad as a cash alternative

Cons

  • Free ATM withdrawals are THB 0, and it ranks 44 of 124 on that measure
  • Cash withdrawals are limited to overseas ATMs, so every withdrawal abroad is charged above the free allowance of THB 0
  • Top ups and currency conversion both run through the SCB EASY App, so the card sits alongside a Siam Commercial Bank account
SCB PLANET prepaid Visa

Ready to try SCB PLANET prepaid Visa?

Scored 9.3 / 10 by SumCue.

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Who it suits

  • Travellers leaving Thailand who want to hold several currencies on one card
  • People who want a spending limit set by their own top ups rather than a credit line
  • Anyone comparing prepaid travel cards on monthly fee and conversion charges

Who should look elsewhere

  • Travellers who need cash in Thailand, since the free ATM allowance is THB 0 and withdrawals are limited to overseas ATMs
  • Anyone who wants an account with local details for regular use, since Wise runs a multi currency account rather than a travel card
  • People after a credit building card, since a prepaid card is a different product from the secured card Varo Believe offers

How it compares on our data

On cost, the SCB PLANET prepaid Visa sits at the top of our prepaid card comparison. Monthly fees are THB 0, which is 1 of 422 brands, and the currency conversion fee of 0% ranks 1 of 258. Free ATM withdrawals are THB 0, placing it 44 of 124 on that measure.

How SCB PLANET prepaid Visa compares

Where SCB PLANET prepaid Visa is available

Available
Thailand

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What does the SCB PLANET prepaid Visa cost to hold?+

The monthly fee is THB 0, so the card can sit in a wallet for nothing while it is not used. That is the joint lowest monthly charge in our prepaid card data, at 1 of 422 brands. Spending and conversion are handled separately.

Is there a currency conversion fee when I spend abroad?+

The currency conversion fee is 0%, and the card converts currency around the clock. It ranks 1 of 258 brands on this measure. The card is marketed as a cash alternative, so conversion on spending is where the fee matters most.

Can I withdraw cash with this prepaid card?+

Withdrawals work at overseas ATMs, and the free ATM allowance is THB 0, so ATM cash carries a charge. The card cannot be used to withdraw in Thailand. It ranks 44 of 124 on free withdrawals.

How many currencies can I hold on the card?+

The card holds 13 currencies, so a trip with several stops can run on one card. It runs on the visa network. Both multi currency use and travel are listed as features.

What kind of card is it and who issues it?+

It is a prepaid card, which means you spend only what you have loaded rather than borrowing. The issuer is Siam Commercial Bank Public Company Limited. It is easy access, so money in, money out without a fixed term.

How do I add money to the card?+

Top ups run through the SCB EASY App, and that app also handles the currency conversion. You load the balance yourself, so the card carries no credit line. The card sits with a Thai bank, so an account there is the practical starting point.

How do I get help if something goes wrong?+

Support runs on email, phone and help centre, so you can reach a person by phone, send an email, or use the help centre. The card is issued in Thailand, so support hours follow Thai banking days.

Sources

Compiled from 10 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Protection.

Related by the facts

SCB PLANET prepaid Visa

SCB PLANET prepaid Visa

A cheap multi currency travel wallet for spending outside Thailand.

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