Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Prime Bank Multicurrency Prepaid Card review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

The Prime Bank Multicurrency Prepaid Card is aimed at students and frequent travellers who want a single card holding 5 currencies on the visa network. Everyday costs stay low, since the free ATM allowance is KES 0 and help comes by email or phone.

Key facts

Best for
A prepaid card for a student who wants a single wallet for several currencies on a trip.
Free ATM withdrawals
KES 0↗
Card type
Prepaid↗
Top-up fee
Free↗
Card network
Visa↗
Currencies
5↗
Legal entity
Prime Bank Limited↗
Headquarters
Kenya↗
Founded
1992↗
Support channels
Email, Phone↗
Features
Multi-currency, Travel
Audience
Students
Official website
primebank.co.ke

Facts checked September 26, 2026, 4 sources

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataLinkedInfacebook.comyoutube.com

Pros and cons

Pros

  • Prime Bank Limited has traded since 1992, so a long established Kenyan bank stands behind the card.
  • Support runs on email and phone, so a frozen card or a balance question reaches a person.
  • As a prepaid card you spend only what you load, which keeps the worst case small.

Cons

  • Free ATM withdrawals amount to KES 0, so any cash you take out is a chargeable event.
  • Wise offers £250 in free ATM withdrawals, against KES 0 on this card.
Prime Bank Multicurrency Prepaid Card

Ready to try Prime Bank Multicurrency Prepaid Card?

Scored 9.1 / 10 by SumCue.

See alternatives

Who it suits

  • Students who want spending under control, since the card is aimed at student users.
  • Travellers who want 5 currencies on one card instead of several accounts.
  • Anyone who prefers to load a fixed sum and then reach help on email and phone.

Who should look elsewhere

  • People who want everyday spending from a running account balance: bunq is debit.
  • Cash-heavy spenders: Wise includes £250 in free ATM withdrawals, this card's allowance is KES 0.
  • Anyone set on a secured credit structure: the Varo Believe Secured Credit Card is listed as debit.

Who runs it

The card is issued by Prime Bank Limited, a bank based in Kenya. It has been open for business since 1992, so the prepaid card sits with an established Kenyan bank rather than a new entrant. Customer service runs on email and phone, so questions about loads, balances or a card that will not work go straight to a person.

How Prime Bank Multicurrency Prepaid Card compares

Where Prime Bank Multicurrency Prepaid Card is available

Available
Kenya
Licence in Kenya
Central Bank of Kenya, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to run this card?+

Top-ups cost free, so refilling the card before a trip adds nothing to the fare. The other running cost is cash, because the free ATM allowance is KES 0. Plan to pay by card in shops and restaurants and keep cash for the odd emergency.

Who regulates the bank behind the card?+

The card is issued by Prime Bank Limited, a bank headquartered in Kenya. That bank is regulated by the Central Bank of Kenya, so the account sits with a supervised institution. Ask the bank for the current terms that apply to your own balance.

How many currencies can the card hold?+

Each card holds 5 currencies, so you can pay locally without converting your whole balance each time. The card is listed for multi currency and travel, which is why it works as a travel wallet: load it once, then spend in whichever currency you are standing in.

Is this a good card for a student?+

The card is aimed at student users, and it is a prepaid card, so the balance is loaded before you spend rather than borrowed. That shape suits a student with money set aside for a trip, because the amount you can run up is capped by what you load.

Which network does the card run on?+

The card runs on the visa network, so it works wherever that network is accepted in shops, online and at cash machines. Because it is a single card, you can pay in several markets without juggling several pieces of plastic. Support on email and phone can confirm any network question before you fly.

How do I add money to the card?+

Adding money is straightforward, and top-ups cost free, so the card does not charge you to refill it before a trip. The balance is only what you load, which makes the card easy to keep inside a set budget. Load the sum you expect to spend rather than a larger cushion.

Can I get cash out at an ATM?+

The free ATM allowance on this card is KES 0, so treat cash as a paid extra. Across prepaid cards here the retail loss figure runs to a median of 70.15%, with 88% at the top, so small fees deserve a close look on your statement.

How do I reach help if something goes wrong?+

Help is handled by email and phone for the bank behind the card, Prime Bank Limited. A call suits anything urgent such as a frozen or lost card, while email works for balance or top-up questions you may want in writing. Keep your card details to hand so the agent can act quickly.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Protection.

Related by the facts

Prime Bank Multicurrency Prepaid Card

Prime Bank Multicurrency Prepaid Card

A prepaid card for a student who wants a single wallet for several currencies on a trip.

9.1/10See alternatives