Piraeus Bank review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For households wanting spending, borrowing and protection in one place, Piraeus Bank provides debit facilities linked to easy access accounts for everyday management. Its wider range covers personal borrowing plus auto, home and health protection with chat, help centre and phone support.
Key facts
Loans
- APR
- 15.95%↗
- Loan amount
- €500 to €15,000↗
- Term
- 6 to 84 months↗
- Arrangement fee
- EUR 90 for loans of EUR 500-5,000; EUR 200 for loans of EUR 5,001-15,000 (loan application review fee)↗
- Funding time
- Instant on approval, credited directly to the customer's account↗
- Representative example
- Piraeus e-loan: APR 12.16% for €3,000 over 24 months, fee €90, variable rate 11.55%↗
- Rate type
- Variable↗
- Lender type
- Direct lender↗
- Free early repayment
- Yes↗
- Eligibility
- Aged 18-70 at end of loan; permanent residence, Greek ID and sole tax residence in Greece; not a US citizen or taxpayer↗
- Loan types
- Personal↗
- Pricing model
- No annual fee
Personal insurance
- Premium from
- €79.90↗
- Insurance types
- Auto, Home, Health↗
- Monthly payments
- Yes↗
- Excess from
- €1,500↗
- Cover limit
- 500,000 EUR maximum annual limit↗
- Claims channels
- Direct settlement by NN Hellas in contracted private hospitals in Greece, 24-hour medical service call center 210 9551055, Piraeus Bank branch↗
- Age range
- 3 months to 65 years↗
Savings
Mortgages
Pros
Pros
- Connects debit use with easy access facilities for everyday control
- Covers personal facilities for purchase and remortgage alongside protection choices
- Offers chat, help centre and phone support for everyday questions
Who it suits
- People organising daily account use and household protection
- Borrowers seeking personal facilities alongside card spending
How Piraeus Bank compares
Where Piraeus Bank is available
- Available
- Greece
- Licence in Greece
- Bank of Greece (MiCA CASP 213800OYHR1MPQ5VJL60), checked September 26, 2026, also valid in Greece
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What everyday account facilities does Piraeus Bank offer?+
Piraeus Bank offers debit facilities linked to easy access accounts for everyday money management. Holders retain instant access to funds for daily transactions. The arrangement supports flexible use alongside wider household needs for simple planning.
Which borrowing options does Piraeus Bank cover?+
Piraeus Bank acts as a direct lender covering personal borrowing for household needs. Facilities support purchase and remortgage purposes within the personal range. Approved funding is credited directly to the customer account for straightforward access.
Which protection products does Piraeus Bank include?+
Piraeus Bank includes auto, home and health protection within its wider personal range. Health cover offers direct settlement through contracted private hospitals for simpler claims handling. Support is available through a dedicated medical service call centre and branch guidance.
Which company operates Piraeus Bank?+
Piraeus Bank is operated by PIRAEUS BANK Société Anonyme (S.A.). (Source, checked September 26, 2026)
Where is Piraeus Bank based?+
Piraeus Bank is based in Greece. (Source, checked September 26, 2026)
When was Piraeus Bank founded?+
Piraeus Bank was founded in 1916. (Source, checked September 26, 2026)
How can I contact Piraeus Bank support?+
Piraeus Bank offers support through Chat, Help-centre, Phone. (Source, checked September 26, 2026)
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Deposit protection, Headquarters, Legal entity, Licences
“ae_homeMemberState=GR”
- piraeusbank.gr/en/support/deposit-interest-and-lending-rates checked September 26, 2026
Backs: APR
“Piraeus Visa Classic - Rate for Purchases 15.95%”
- piraeusbank.gr/en checked September 26, 2026
Backs: Support channels
“Call us: 210 32 88 000 ... Virtual Assistant in Piraeus e-banking and the Piraeus app ... 24/7”
- piraeusbank.gr/en/individuals/banking-products-and-servic... checked September 26, 2026
Backs: Card type, Card network
“The Piraeus Visa Debit card is issued free of charge”
- piraeusbank.gr/en/individuals/banking-products-and-servic... checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit, Rate type
“while having instant access to your funds ... Unlimited banking transactions”
- piraeusbank.gr/en/individuals/banking-products-and-servic... checked September 26, 2026
Backs: Annual fee, Card kind, Pricing model
“Piraeus Visa Classic Credit card - No annual fee for the first year”
- piraeusbank.gr/en/individuals/banking-products-and-servic... checked September 26, 2026
Backs: Insurance types, Premium from
“"Insurance - Solutions for yourself, your family, home & car" (ERGO My Auto, ERGO My Home, Health Solutions Gold / Easy / Focus on You)”
- piraeusbank.gr/en/individuals/banking-products-and-servic... checked September 26, 2026
Backs: Age range, Claims channels, Cover limit, Excess from, Monthly payments
“"Age of entry into the program - From 3 months to 65 years of age"”
- piraeusbank.gr/en/individuals/banking-products-and-servic... checked September 26, 2026
Backs: Loan amount, Eligibility, Features, Free early repayment, Funding time, Lender type, Loan types, Arrangement fee, Representative example, Term
“LOAN AMOUNT €500 - €15,000; new e-loan from €500 to €5,000; e-loan from €5,001 to €15,000”
- piraeusbank.gr/en/individuals/banking-products-and-servic... checked September 26, 2026
Backs: APRC, Fixed period, Maximum loan to value, Product fee, Purpose
“Fixed rate mortgage loan: loan amount EUR 100,000, tenor 30 years, fixed interest rate 4.60% ... APR: 4.88%”
- piraeusbank.gr/en/support/deposit-interest-and-lending-rates checked September 26, 2026
Backs: Initial rate
“Fixed Rate mortgage loan 3/5/10/15/20/25/30 years - Fixed Rate(1)(2)(4) from 2.40% - 4.70%”
- piraeusgroup.gr/en/the-group/istorikh-diadromh-omiloy checked September 26, 2026
Backs: Founded
“Piraeus Bank was founded in 1916 and today holds a leading position in the Greek banking market in terms of loans and customer deposits.”
Compiled from 12 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.