Paysera Kosova review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Paysera Kosova suits a business that holds and spends in several currencies from one account: a debit card on the visa network, a monthly fee of €0 across 20 currencies. Spending draws on the balance you hold, and it ranks 1 of 422 brands on monthly fee.
Key facts
- Best for
- A business that holds and spends 20 currencies from one account without paying a monthly fee.
- Monthly fee
- €0↗
- Card type
- Debit↗
- Card network
- Visa↗
- Currencies
- 20↗
- Founded
- 2004↗
- Support channels
- Phone, Help-centre↗
- Features
- Multi-currency, Travel
- Audience
- Business
- Official website
- paysera-ks.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
Pros and cons
Pros
- A monthly fee of €0 on the account, matching the fee on £0 and £0
- The account is multi-currency with 20 currencies, and travel is one of its listed features
- The card is a debit card on the visa network, so it takes payments wherever Visa is accepted
- Support runs on phone and help centre, so help comes by phone as well as the help centre
Cons
- The card is a debit card, so purchases draw on the balance held rather than on credit
- Help runs on phone and help centre only, and the account is aimed at a business audience
- Monthly fee of €0 sits at rank 1 of 422 brands, while account fees across the market reach €169.97 at the widest
Who it suits
- A business paying suppliers in several currencies and holding a balance in each of them
- A frequent traveller who wants one debit card rather than a separate card per currency
- Anyone who wants a Visa debit account with a monthly fee of €0
Who should look elsewhere
- Anyone after credit, since the card is a debit card and spending uses the balance you hold
- Anyone wanting a personal current account, where Starling charges £0 for its personal debit card
- Anyone converting in more currencies than the account holds, where Wise charges £0 and covers a wider currency list
How Paysera Kosova compares
9.1 vs 9.49.1 vs 9.0
9.1 vs 8.9
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 9.2
9.1 vs 9.49.1 vs 8.7
9.1 vs 9.3
9.1 vs 8.9
9.1 vs 8.69.1 vs 9.2
9.1 vs 8.4
9.1 vs 8.5
9.1 vs 8.8
9.1 vs 9.09.1 vs 8.6
9.1 vs 8.3
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.39.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.29.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.19.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.99.1 vs 8.8
9.1 vs 8.79.1 vs 8.5
9.1 vs 8.49.1 vs 8.0
- 9.1 vs 8.0
Frequently asked questions
What does the Paysera Kosova account cost to hold?+
The account carries a monthly fee of €0. That matches the fee on the alternatives, $0, £0 and £0, and it ranks 1 of 422 brands ranked on monthly fee. Account fees across the wider market run from €0 to €169.97.
How many currencies can I hold and spend?+
The account is multi-currency and holds 20 currencies, with travel listed among its features. The card sits on the visa network, so it is accepted wherever Visa is taken, and spending comes straight from the balances you hold rather than from a credit line.
Is this an account for a business or a person?+
The account is built for a business audience, so a company or trading operation fits the card better than a personal current account. Its monthly fee is €0, the same as the personal debit card from Starling at £0, though aimed at a different holder.
How does the account compare with others on cost?+
Its cost score is 6.3 out of 6.3, and a monthly fee of €0 places it at 1 of 422 brands ranked on that fee. Debit cards make up 82.2% of the cards in this comparison, so the debit card here sits in the most common group.
How do I get help when something goes wrong?+
Support runs on phone and help centre, meaning a phone line and a help centre. Across the market a help centre appears on 79.6% of accounts and phone support on 74.4%, so a phone option is common rather than unusual.
How long has Paysera Kosova been running?+
The company was founded in 2004 and has traded since, so the account rests on an established operation. Its monthly fee is €0, and the card is a debit card on the visa network.
Sources
- paysera-ks.com/v2/en-XK/about checked September 26, 2026
Backs: Founded
“We have come a long way since 2004”
- paysera-ks.com/v2/en-XK/fees checked September 26, 2026
Backs: Support channels
“+383 38 607 607”
- paysera-ks.com/v2/en-XK/fees/payment-card-fees checked September 26, 2026
Backs: Card type
“Fees for physical and digital Visa cards - personal Paysera IBAN account”
- paysera-ks.com/v2/en-XK/paysera-account checked September 26, 2026
Backs: Audience, Currencies, Features, Monthly fee, Card network
“Solutions for business”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Paysera Kosova
A business that holds and spends 20 currencies from one account without paying a monthly fee.