Paycell review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Paycell is a prepaid card for Turkiye residents who want everyday spending without a monthly charge. The monthly fee is TRY 0, loading the card is free, and a virtual card is in the listed features, so it suits people who top up and pay online rather than borrow.
Key facts
- Best for
- A prepaid card for Turkiye residents who pay online, with a monthly fee of TRY 0 and top-ups of free.
- Monthly fee
- TRY 0↗
- Card type
- Prepaid↗
- Top-up fee
- free↗
- Support channels
- Phone, Email↗
- Features
- Virtual card
- Official website
- paycell.com.tr
Facts checked September 26, 2026, 2 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- apps.apple.com
Pros and cons
Pros
- A monthly fee of TRY 0 on a prepaid card, with a rank of 1 on monthly fee among 422 brands
- Loading the card is free, so topping up adds nothing to the running cost of paying with it day to day
- A virtual card sits in the listed features, so online spending works from a phone without carrying the card
- Lighter on the wallet than the Skrill monthly fee of €5, with top-ups of free on top
Cons
- Support runs on phone and email only, with no live chat or app messaging listed for card queries
- The card is prepaid, as the card type prepaid shows, so the balance has to be loaded before it can be spent
Who it suits
- Turkiye residents who want a prepaid card with a monthly fee of TRY 0 and free top-ups
- People who load money in advance and pay mostly online, using the virtual card in the listed features
- Shoppers who put price first, since the card costs TRY 0 a month and loading is free
Who should look elsewhere
- Skrill, which charges a monthly fee of €5, for anyone happy to pay for a monthly plan
- CrediMax Cardy EX prepaid Visa, with a monthly fee of BHD 0, if you would rather weigh up another prepaid Visa card
- JMMB Moneyline and JMMB Money Transfer prepaid card, whose monthly fee is JMD 0, if you want a second no charge prepaid option on the shortlist
Who runs it
Paycell is a Turkiye card provider overseen by Turkiye Cumhuriyet Merkez Bankasi. Customer contact runs on phone and email, so a card query can be raised by phone or followed up by email. The listed channels mean there is no live chat desk, and help arrives through those two routes only. Support comes as part of the standard service.
How Paycell compares
9.0 vs 9.49.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.4
9.0 vs 8.7
9.0 vs 9.2
9.0 vs 9.49.0 vs 8.7
9.0 vs 9.3
9.0 vs 8.9
9.0 vs 8.69.0 vs 9.2
9.0 vs 8.4
9.0 vs 8.5
9.0 vs 8.8Skrill charges a monthly fee of €5, where the Paycell prepaid card charges TRY 0 and loads money for free.
9.0 vs 9.09.0 vs 8.6
9.0 vs 8.3
9.0 vs 9.5
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.39.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.29.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.19.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 8.99.0 vs 8.8
9.0 vs 8.79.0 vs 8.5
9.0 vs 8.49.0 vs 8.0
- 9.0 vs 8.0
Where Paycell is available
- Available
- Turkey
- Licence in Turkey
- Turkiye Cumhuriyet Merkez Bankasi, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does the Paycell card cost each month?+
The Paycell prepaid card carries a monthly fee of TRY 0, and loading money onto it is free. Those are the charges listed for the card. Paycell's rank on monthly fee is 1 of 422 brands compared.
What kind of card is the Paycell card?+
The Paycell card is prepaid, so the balance is loaded before it is spent rather than drawn on credit. Its card type is prepaid, which suits shoppers who want to control spending from a balance they set. The features listed for the card also include a virtual card, so online payments can be made without a physical card in hand.
Who regulates the Paycell card?+
Paycell issues a prepaid card overseen by Turkiye Cumhuriyet Merkez Bankasi in Turkiye. Because the card is prepaid, the balance sits with the provider and no borrowing is arranged, and the monthly fee is TRY 0. Cardholders outside Turkiye should confirm where the card can be used before relying on it abroad.
How do I get help from Paycell?+
Paycell customers can reach the company on phone and email, which covers phone and email. A blocked card or a payment query can be raised by phone, with email available to follow up in writing. The listed channels do not include live chat, so have your card details ready when you call.
How does Paycell compare with Skrill?+
Skrill charges a monthly fee of €5 each month, where the Paycell prepaid card charges TRY 0. The comparison is between a card you load and pay with, and a brand that charges a monthly sum for its own plan. On monthly cost the Paycell card sits lower.
Who is the Paycell card for?+
The Paycell card suits people in Turkiye who want a prepaid card with a monthly fee of TRY 0 and loading of free, plus a virtual card for online spending. It is aimed at everyday spending from a topped up balance, so it fits people who load what they plan to spend rather than borrow.
Does Paycell offer a virtual card?+
A virtual card appears in the features listed for the Paycell card, so online shops and subscriptions can be paid for without carrying it. The card is prepaid, and the same loading charge of free applies to the balance behind it. The monthly fee on the card is TRY 0.
Sources
- paycell.com.tr/bize-ulasin checked September 26, 2026
Backs: Support channels, Licences
“Telefon: 0850 622 60 60 - E-Posta: info@paycell.com.tr”
- paycell.com.tr/paycell-kart checked September 26, 2026
Backs: Card type, Features, Top-up fee, Monthly fee
“Aninda kullanimna hazir on odemeli Paycell Kart - prepaid Paycell Kart”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Related by the facts
Paycell
A prepaid card for Turkiye residents who pay online, with a monthly fee of TRY 0 and top-ups of free.