One4all Gift Cards review

The card carries a monthly fee of €1.45. Cards bought at a Post Office branch also carry a top-up charge at the point of purchase. It is a prepaid card, prepaid, so the balance only ever holds what was paid onto it at the start.

The One4all card cannot be reloaded, so once the balance is spent the card is replaced rather than topped up. It is a prepaid card, prepaid, bought with its balance already in place, and any top-up charge applies at the point of purchase at a Post Office branch.

The card includes €0 free ATM withdrawals, so cash taken out is charged from the first withdrawal. Cash machines can still be used, but the cost of each visit comes out of the card balance, which matters where staff or customers need notes and coins.

The cards are issued by GVS Prepaid (Europe) Limited, listed as GVS Prepaid (Europe) Limited, and authorised by the Central Bank of Ireland under licence C189313. The card sits in the prepaid category, prepaid, rather than as a current account, so treat it as a spending pot.

The card covers 1 currency, which suits spending that stays in a single market. It is aimed at business users rather than travellers, so anyone who needs to convert or hold several currencies would be better served by a multi-currency account instead.

Yes. virtual card lists a virtual card among the card options, so payments online can be handled with a card number held in a wallet. The physical One4all card remains a prepaid card, prepaid, and the same balance rules apply to both.

Support runs on email, phone and help centre, covering email, phone and a help centre, so a question can be raised by whichever route suits. The provider is GVS Prepaid (Europe) Limited, and the card is aimed at business users, so questions tend to centre on balances and where they can be spent.

One4all charges €1.45 a month, where bunq lists €0 and Wise lists £0. Varo Believe Secured Credit Card lists $0. The monthly fee is the main reason a One4all card can cost more to keep than the other options here.