NLB Banka Skopje review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
NLB Banka Skopje combines everyday debit spending with a wider borrowing range covering personal, car, secured and business needs for purchase and remortgage goals. It appeals to households that prefer daily card use and longer term credit planning through one familiar provider.
Key facts
Loans
- APR
- 5.76% to 7.46%↗
- Loan amount
- up to MKD 2,500,000↗
- Term
- 95 months↗
- Arrangement fee
- Manipulative fee 2,000 MKD one-off; application fee 700 MKD charged on submission↗
- Credit check
- Hard↗
- Representative example
- Promotional consumer loan: 5,76% total cost of credit on a 1,000,000 MKD loan, 5,6% interest, 95 months, 500 MKD manipulative fee, 0 MKD application fee, 13,057 MKD monthly annuity, 1,240,383 MKD total repayable↗
- Rate type
- Variable↗
- Lender type
- Direct lender↗
- Free early repayment
- Yes↗
- Eligibility
- Salary recipients at NLB Bank, creditworthiness condition met, no guarantors, no promissory note↗
- Loan types
- Personal, Secured, Car, Business↗
- Pricing model
- Fixed rate
Savings
- Account kind
- Easy access↗
Mortgages
Facts checked September 26, 2026, 6 sources
Pros
Pros
- Links everyday debit spending with an easy access account structure
- Spans personal, car, secured and business borrowing for varied goals
- Supports purchase and remortgage purposes alongside everyday card use
Who it suits
- Households combining card spending with planned borrowing
- Planners managing purchase and remortgage goals together
How NLB Banka Skopje compares
Frequently asked questions
What does NLB Banka Skopje offer?+
NLB Banka Skopje provides a debit card linked to an easy access account for everyday spending. It covers personal, car, secured and business loans for different plans. Purchase and remortgage purposes shape the borrowing range.
Who finds the combined card and lending mix helpful?+
Households seeking everyday card use alongside borrowing options find the combination practical. Planners considering personal, car, secured or business loans gain one provider for spending and credit. Defined goals help align needs with the available types.
What should shoppers review before choosing?+
Shoppers review the card fit for daily habits and the account structure. They review loan types, purposes, and support through email and phone. Clear expectations support a confident choice around daily needs.
Which company operates NLB Banka Skopje?+
NLB Banka Skopje is operated by NLB Banka AD Skopje. (Source, checked September 26, 2026)
Where is NLB Banka Skopje based?+
NLB Banka Skopje is based in North Macedonia. (Source, checked September 26, 2026)
When was NLB Banka Skopje founded?+
NLB Banka Skopje was founded in 1985. (Source, checked September 26, 2026)
How can I contact NLB Banka Skopje support?+
NLB Banka Skopje offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- nlb.mk checked September 26, 2026
Backs: Loan types
- nlb.mk/content/dam/nlb/nlb-skopje/skopje-documents/na-ang... checked September 26, 2026
Backs: Card type, Legal entity
“annual membership fee for the issuance of each individual debit payment card”
- nlb.mk/fizicki-lica/krediti/potrosuvacki-krediti/promotiv... checked September 26, 2026
Backs: Loan amount, APR, Credit check, Eligibility, Free early repayment, Lender type, Pricing model, Arrangement fee, Representative example, Term
- nlb.mk/fizicki-lica/krediti/stanbeni-krediti/stanbeni-kredit checked September 26, 2026
Backs: Fixed period, Initial rate, Product fee, Purpose
- nlb.mk/fizicki-lica/stedenje-i-investicii/depoziti-po-vid... checked September 26, 2026
Backs: Account kind, Rate type
- nlb.mk/za-bankata/za-nas checked September 26, 2026
Backs: Founded, Headquarters, Support channels
“[02/15-600](tel:00389215600) [info@nlb.mk](mailto:info@nlb.mk)”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.