NIB International Bank review
Updated October 13, 2026 · SumCue Editorial Team
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Our verdict
For households in Ethiopia, NIB International Bank provides local banking with debit cards, ATMs and till terminals. It suits residents who want everyday payments plus savings accounts that cover standard needs, women, younger savers and Shariah compliant choices through branch and mobile access.
Key facts
Savings
- Minimum deposit
- ETB 50↗
- Access terms
- Passbook account; deposit and withdrawal on presentation of passbook at the bank, withdrawable on demand↗
- Account kind
- Easy access↗
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App Store
- Elsewhere
- LinkedInWikipediafacebook.com
Pros and cons
Pros
- Operates ATMs that serve its own debit cards and international cards
- Maintains till terminals at selected shops, hotels and service points
- Provides internet banking alongside NIBtera Online mobile banking
- Offers savings for individuals, women, students, children and community groups
Cons
- Focuses on one national market centred on Ethiopia
- Everyday use depends on branch, ATM and till availability
- Range centres on savings and card access rather than wider borrowing
Who it suits
- Residents of Ethiopia who use debit cards daily
- Savers who prefer branch, ATM and mobile access
- Women, students and community groups who save together
Who should look elsewhere
- Travellers who need banking outside Ethiopia
- People who want borrowing as the main focus
Safety and regulation
NIB International Bank traces its origins to Ethiopia, where it was established on 26 May 1999 and commenced operations on 28 October 1999. It holds licence no. LBB/007/99, issued under Ethiopian commercial and banking supervision law. That authorisation places its deposit taking and card activity within a supervised banking framework. Customers reach accounts through branches, ATMs, till terminals, internet banking and mobile banking.
How NIB International Bank compares
Where NIB International Bank is available
- Available
- Ethiopia
- Licence in Ethiopia
- National Bank of Ethiopia (LBB/007/99), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is NIB International Bank?+
NIB International Bank is a bank in Ethiopia that provides banking products and services for individuals, organisations and associations. It offers savings accounts, debit cards and digital banking. It operates ATMs and till terminals for everyday payments.
Where does NIB International Bank operate?+
The bank operates from Ethiopia and serves customers within that market. Its ATMs stand at convenient places for its own debit card holders and for international card holders. Its till terminals are deployed at selected market sites and service organisations.
Which cards does the bank provide?+
The bank provides debit cards for cash withdrawals and everyday payments. Holders can use its ATMs and its till terminals at places such as hotels. The service also accommodates international cards alongside its own debit cards.
What savings choices does the bank offer?+
The bank provides savings accounts for individuals, organisations and associations. The range includes a home savings service and a savings account that encourages women to save. It also provides Shariah compliant Mudarabah and Wadiah savings accounts.
Where is NIB International Bank based?+
NIB International Bank is based in Ethiopia. (Source, checked September 26, 2026)
When was NIB International Bank founded?+
NIB International Bank was founded in 1999. (Source, checked September 26, 2026)
How can I contact NIB International Bank support?+
NIB International Bank offers support through Phone, Email. (Source, checked September 26, 2026)
Sources
- nibbanksc.com checked September 26, 2026
Backs: Headquarters, Support channels
“Ras Abebe Aragay St, Addis Ababa, Ethiopia”
- nibbanksc.com/about-nib-bank checked September 26, 2026
Backs: Founded, Legal entity, Licences
“Nib International Bank (NIB) was established on 26 May 1999”
- nibbanksc.com/atm checked September 26, 2026
Backs: Card type, Card network
“deployed ATMs at convenient places for all its own debit card holders”
- nibbanksc.com/deposit checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit
“Deposit and withdrawal from this account shall be made upon presentation of the passbook issued to the account holder at the time of opening.”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.