Nequi SV review

Nequi SV lists a monthly fee of $0 for the account, so holding the card is free. The main cost readers meet afterwards is the cash machine, where withdrawals covered run to $250. Anything beyond that depends on the operator running the withdrawal.

Free ATM withdrawals run to $250. The card is a debit card, so each withdrawal draws straight on the balance in the account, and it runs on mastercard. Readers who take money out often will use the allowance quickly.

The card is a debit card on the mastercard network, so spending comes from the balance in the account rather than from a credit line. The terms list ACCELERA, S.A. DE C.V. as the entity behind the account, which is worth reading before opening one.

Support runs through chat and help centre, so questions are handled in a chat window or answered through the help centre. No phone line is listed for the account. Readers who need to speak to someone should weigh that before signing up.

The account terms set out 1 currency, so it is built for a single market rather than for holding money in several currencies. Spending or saving abroad means converting at the point of use instead of holding a second balance.

The account is provided by ACCELERA, S.A. DE C.V., which gives its home country as SV. The brand launched in 2024, so the operation is still young and the account carries less history than the longer established names in this comparison.

On monthly fees the brands are hard to separate: Nequi SV charges $0, bunq €0, Wise £0 and the Starling personal account debit card £0. The differences come from currency support and support channels rather than the fee.

Nequi SV scores 5.3 overall, with the cost part at 6.3 and the offer part at 4. On the monthly fee it ranks 1 of 422 brands compared, and on free ATM withdrawals 21 of 124.