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National Bank of Samoa Mastercard Debit Card review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

National Bank of Samoa Mastercard Debit Card suits business customers who need a Mastercard card with travel features. Its currency conversion fee of 2.5% is the main drawback, while the free ATM withdrawal allowance of WST 0 offers limited value for regular cash use.

Key facts

Best for
Business cardholders who want a Mastercard debit card for travel spending.
Currency conversion fee
2.5%↗
Free ATM withdrawals
WST 0↗
Card type
Debit↗
Card network
Mastercard↗
Legal entity
National Bank of Samoa↗
Headquarters
Samoa↗
Founded
1982↗
Support channels
Email, Phone↗
Features
Travel
Audience
Business
Official website
nbs.ws

Facts checked September 26, 2026, 3 sources

Apps and profiles

Elsewhere
WikidataWikipediafacebook.com

Pros and cons

Pros

  • The card uses the mastercard network.
  • The card type is debit.
  • Travel is listed as a feature in travel.
  • Support is available through email and phone.

Cons

  • The currency conversion fee is 2.5%.
  • The free ATM withdrawal allowance is WST 0.
  • The card is intended for a business audience, as business shows.
National Bank of Samoa Mastercard Debit Card

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Scored 9.0 / 10 by SumCue.

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Who it suits

  • Business customers who want a Mastercard debit card.
  • Business travellers who value the travel feature listed in travel.
  • Cardholders who can manage a currency conversion fee of 2.5%.

Who should look elsewhere

  • Wise users who want a lower currency conversion fee of 0.1%.
  • Starling Personal Account Debit Card users who prefer its currency conversion fee of 0%.
  • Personal users who want a card positioned for the business audience shown by business.

Who runs it

National Bank of Samoa is the legal entity behind the card, and its headquarters are in Samoa. The bank was founded in 1982. Customer support runs through email and phone, providing email and phone options for users of this business-focused Mastercard debit card.

How National Bank of Samoa Mastercard Debit Card compares

Where National Bank of Samoa Mastercard Debit Card is available

Available
Samoa

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the currency conversion fee?+

The National Bank of Samoa Mastercard Debit Card has a currency conversion fee of 2.5%. This applies to the business debit card, making foreign currency purchases relatively costly compared with Wise and Starling Personal Account Debit Card.

Are any ATM withdrawals free?+

The free ATM withdrawal allowance is WST 0. Cardholders using the Mastercard debit card should therefore expect the stated allowance to provide no free withdrawals.

What kind of card is it?+

It is a debit card on the mastercard network. It is issued by National Bank of Samoa for a business audience.

Is it suitable for travel spending?+

The card is aimed at users whose spending includes travel, as travel indicates. Its currency conversion fee is 2.5%, so the travel feature should be weighed against that cost.

Who is the card designed for?+

This Mastercard debit card is intended for businesses, as shown by business. It may not suit someone seeking a personal debit card or individual rewards.

How can customers get support?+

Support runs on email and phone. Customers can contact National Bank of Samoa through email or phone.

Who issues the card?+

The legal entity is National Bank of Samoa. National Bank of Samoa is headquartered in Samoa and was founded in 1982.

Sources

  • nbsamoa.com/about-us checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity

    “We have been locally owned and operated in Samoa since 1982”

  • nbsamoa.com/debit-cards checked September 26, 2026

    Backs: Card type

    “Using a debit Mastercard is a convenient way to manage your finances because funds are deducted from your current account”

  • nbsamoa.com/mastercard-tc checked September 26, 2026

    Backs: Free ATM withdrawals, Audience, Features, Currency conversion fee, Card network, Support channels

    “nbs Debit Mastercard ... Fees ... Withdrawal at local and other ATMs $0.50”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Protection.

Related by the facts

National Bank of Samoa Mastercard Debit Card

National Bank of Samoa Mastercard Debit Card

Business cardholders who want a Mastercard debit card for travel spending.

9.0/10See alternatives