NAPS review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
NAPS is a Moroccan prepaid card built for families, with a monthly fee of MAD 0 on the prepaid card and a Visa network. It suits households that want a simple spending card for children in Morocco, supervised by the Bank Al-Maghrib regulated setup.
Pros and cons
Pros
- Monthly fee of MAD 0 on a prepaid card, so nothing recurs each month
- Runs on the visa network, accepted wherever Visa cards go
- Support runs on email and phone, so you can reach the team by email or phone
- Operating since 2012, which gives the service some staying power
Cons
- Support runs on email and phone only, with no live chat or branch option listed
- The card is prepaid, so every purchase draws on the balance you have loaded and payments stop once it runs out
Who it suits
- Parents in Morocco who want a controlled spending card for a child
- Households that want everyday spending on the visa network at no monthly cost
- Anyone who prefers a prepaid card funded by the balance they have loaded
Who should look elsewhere
- Anyone who needs a credit line or wants to spend beyond a loaded balance, where bunq offers a bank account rather than a prepaid card
- People who want multi currency conversion, since Wise is built around holding and converting several currencies
- Shoppers looking for rewards on everyday spend, which NAPS does not list
How NAPS compares
8.7 vs 9.4
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 9.4
8.7 vs 8.7
8.7 vs 9.2
8.7 vs 9.4
8.7 vs 8.7
8.7 vs 9.3
8.7 vs 8.9
8.7 vs 8.6
8.7 vs 9.2
8.7 vs 8.4
8.7 vs 8.5
8.7 vs 8.8
8.7 vs 9.0
8.7 vs 8.6
8.7 vs 8.3
8.7 vs 9.5
8.7 vs 9.4
8.7 vs 9.4
8.7 vs 9.3
8.7 vs 9.3
8.7 vs 9.3
8.7 vs 9.3
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 8.8
8.7 vs 8.7
8.7 vs 8.5
8.7 vs 8.4
8.7 vs 8.0- 8.7 vs 8.0
Where NAPS is available
- Available
- Morocco
- Licence in Morocco
- Bank Al-Maghrib, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does the NAPS card cost to keep?+
The monthly fee is MAD 0 on the prepaid card, so holding it costs nothing month after month. Money is available once you have loaded the balance, and the card works on the visa network.
What kind of card is NAPS?+
It is a prepaid card on the visa network. Prepaid means spending draws on the balance you have loaded, so the card stops working once the balance runs out.
Is the money on a NAPS card protected?+
NAPS is regulated by Bank Al-Maghrib in Morocco, which is the authority that supervises the service. What the balance is used for and how the card is funded follows that setup, so hold only what you can reload on demand.
How do I get help from NAPS?+
You can contact the team on email and phone, so email and phone are both open to you. Plan around those two channels, since live chat is not among the support options listed.
Is NAPS a new service?+
NAPS has been operating since 2012, so the service is established rather than a recent launch. The card itself is prepaid, which is the main thing to understand about how it works.
Who should use a NAPS card?+
It is built for families, so a parent can give a child a card with a set balance and a prepaid structure that limits the damage if it is lost. It also works for anyone in Morocco who wants everyday spending on a Visa card without a monthly charge.
Sources
- naps.ma/a-propos-de-nous checked September 26, 2026
Backs: Founded, Card network
- naps.ma/carte-naps checked September 26, 2026
Backs: Card type, Monthly fee, Support channels, Licences
“Centre de relation clients : 05 22 91 74 74 - contact@naps.ma”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Related by the facts
NAPS
Families in Morocco wanting a prepaid Visa card for children at no monthly cost.