Nabil Bank review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Relying on one domestic provider brings simplicity but restricts choice outside Nepal, and Nabil Bank sits firmly on that side of the balance. Nabil Bank is Nepals first private commercial bank for individuals and businesses wanting savings, borrowing and cards with digital access nationwide.
Key facts
Loans
Savings
Mortgages
Facts checked September 26, 2026, 7 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- Nepal's first private commercial bank serving individuals and businesses nationwide.
- Savings, loan accounts, cards and digital banking sit together in one place.
- Savings range includes foreign currency and remittance products for specific earners.
- Branches, ATMs and appointment booking support everyday account access.
Cons
- Coverage is limited to Nepal with no service outside that market.
- Gold bought through its jewellery loan stays held as collateral until repayment.
- Home borrowing includes a scheme reserved exclusively for women buyers.
Who it suits
- Nepal based households wanting one bank for savings and borrowing
- Expatriates and migrant workers managing foreign earnings in Nepal
- Women seeking a dedicated route into home ownership
Who should look elsewhere
- People needing everyday banking outside Nepal
How Nabil Bank compares
Where Nabil Bank is available
- Available
- Nepal
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is Nabil Bank?+
Nabil Bank operates as a private commercial bank in Nepal serving households and companies. It provides deposit accounts alongside borrowing facilities, cards and protected electronic services. Branches and ATMs support access across the country for routine needs.
Which savings accounts does it offer?+
The range includes everyday deposits plus foreign currency and remittance accounts for defined groups. Foreign currency accounts assist expatriates, diplomats and development professionals managing earnings from abroad. A dedicated remittance account encourages migrant workers to send earnings to Nepal through formal channels.
What lending products does the bank run?+
Lending covers home finance, gold backed finance and support for jewellery purchases through registered jeweller merchants. A dedicated home programme helps women own, build or renovate property with tailored repayment structures and partner support. Jewellery bought under the purchase facility remains held as collateral until the full balance is cleared.
How do customers reach their accounts?+
Customers manage funds through mobile banking and internet banking alongside branches and ATMs for routine tasks. Appointment banking lets people schedule branch visits without waiting in queues. The combination gives households and firms flexible ways to handle deposits, borrowing and cards across Nepal.
Which company operates Nabil Bank?+
Nabil Bank is operated by Nabil Bank Limited. (Source, checked September 26, 2026)
Where is Nabil Bank based?+
Nabil Bank is based in Nepal. (Source, checked September 26, 2026)
When was Nabil Bank founded?+
Nabil Bank was founded in 1984. (Source, checked September 26, 2026)
How can I contact Nabil Bank support?+
Nabil Bank offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- nabilbank.com checked September 26, 2026
Backs: Card type, Headquarters, Legal entity, Support channels
“Mobile app availability indicates debit card services”
- nabilbank.com/content/introduction checked September 26, 2026
Backs: Founded
“Established in 1984 AD, Nabil Bank has carved a cornerstone in the development of the financial services industry in Nepal.”
- nabilbank.com/individual checked September 26, 2026
Backs: Loan types
“Loans: Nabil Instant Gold Loan, Nabil Dhukka Sun Kharid Karja, Nabil Smart Nari Ghar Karja, Nabil Dhukka Ghar Karja, Education Loan, Auto Loan, Housing Loan, Mortage Loan, Share Loan, Personal...”
- nabilbank.com/individual/interest-rate checked September 26, 2026
Backs: Headline rate, Rate type
“A. SAVINGS DEPOSITS - NPR % PER ANNUM ... Nabil General Savings Account 2.75 ... Effective From : 1st Ashoj 2083”
- nabilbank.com/individual/products/professional-loan checked September 26, 2026
Backs: Loan amount, Eligibility, Lender type, Term, Use cases
“Loan up to NPR 15 lakhs”
- nabilbank.com/nabilbank/products/nabil-dhukka-ghar-karja checked September 26, 2026
Backs: Fixed period, Maximum loan to value, Purpose
“Nabil Dhukka Ghar Karja provides you with the benefit of a fixed interest rate, eliminating concerns about fluctuating rates and EMIs. ... Flexible loan tenure up to 30 years”
- nabilbank.com/nabilbank/products/nabil-general-savings checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit
“Nabil Bank offers the Savings Account with mobile banking and internet banking facilities ... nBank (Mobile Banking): Free for first year”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.