Midinero review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Midinero pairs an international prepaid card with an app for people handling daily money in two currencies. It brings together more than 2,000 bill services, transfers and wage and pension payments with worldwide shop acceptance.
Key facts
Loans
Crypto exchanges
- Taker fee
- 1% to 2%↗
- Coins listed
- 9↗
- Regulators
- Banco Central del Uruguay↗
- Fiat deposit methods
- Bank↗
- Exchange type
- Cex↗
Facts checked September 26, 2026, 7 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Links a prepaid card to accounts in pesos and dollars.
- Supports bill payments for more than 2,000 services in the app.
- Receives salaries, pensions and benefit payments directly for everyday use.
Cons
- Covers only pesos and dollars for account balances.
- Centres spending and transfers around the app and card.
- Focuses on everyday payments rather than wider banking products.
Who it suits
- People managing daily spending in two currencies
- Households receiving wages, pensions or benefits on one card
Who should look elsewhere
- People wanting accounts beyond prepaid and two currencies
How Midinero compares
Where Midinero is available
- Available
- Uruguay
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Midinero provide?+
Midinero provides an international prepaid card linked to an app for everyday money management. It supports balances in pesos and dollars alongside bill payments, transfers and income payments. The service focuses on simple daily use rather than complex banking.
Which currencies does Midinero handle?+
Midinero handles pesos and dollars for holding money and moving it between people and institutions. Users can transfer funds in either currency and receive wages or pensions in the same balances. The range stays limited to those two currencies.
Who receives income through Midinero?+
Midinero receives salaries, retirement payments and state benefit payments directly. Workers, pensioners and benefit recipients can collect income without visiting a branch. The app then shows balances and supports onward spending and transfers.
What kinds of bills does Midinero cover?+
Midinero supports payment of bills for more than 2,000 services through the app. Users can settle household invoices and manage routine obligations from one place. The catalogue concentrates on frequent everyday services.
Which company operates Midinero?+
Midinero is operated by Findarin S.A.. (Source, checked September 26, 2026)
Where is Midinero based?+
Midinero is based in Uruguay. (Source, checked September 26, 2026)
How can I contact Midinero support?+
Midinero offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- midinero.com.uy checked September 26, 2026
Backs: Fiat deposit methods, Regulators
“Bank transfers”
- midinero.com.uy checked September 26, 2026
Backs: Card type, Card network
“Midinero Mastercard logo”
- midinero.com.uy/cripto checked September 26, 2026
Backs: Coins listed, Exchange type
“Bitcoin, Ethereum, USDC, Polygon, Chainlink, Solana, Cardano, Avalanche, Binance Coin”
- midinero.com.uy/faq_midinero_cripto/que-comisiones-me-cob... checked September 26, 2026
Backs: Taker fee
- midinero.com.uy/politica-de-privacidad checked September 26, 2026
Backs: Headquarters, Legal entity
- midinero.com.uy/preguntas-frecuentes checked September 26, 2026
Backs: Support channels
“Preguntas frecuentes - Realizar reclamo”
- midinero.com.uy/prestamos checked September 26, 2026
Backs: Loan amount, Credit check, Eligibility, Lender type, Loan types, Term, Use cases
“Todo estara sujeto a aprobacion crediticia”
- midinero.com.uy/productos/midinero-tarjeta-prepaga-uruguay checked September 26, 2026
Backs: Features
Compiled from 8 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.