MACHBANK review

The Cuenta Corriente carries a monthly fee of CLP 0 and an annual fee of CLP 0. Both sit at nothing, so keeping the account open adds no standing cost. That is the clearest part of the offer.

The card is a debit card, linked to the current account balance rather than to a credit line. MACHBANK also lists a credit card separately, so the two are distinct products rather than one card with options.

Yes. The card range includes a virtual card, which suits online shopping and subscriptions where you would rather not use the physical card. It sits alongside the debit card rather than replacing it.

Support is listed as help centre, so questions are handled through a help centre. There is no phone or live chat line named in the details, which means written answers are the main route to a resolution.

It does, and the lines listed are auto, home and pet, covering motor, home and pets. That sits with the same provider that holds the current account, so the bank and the cover are one relationship rather than separate providers to check.

The insurance lines listed are auto, home and pet, so the policies run towards motor, home and pet cover. Protection of the balance itself is not part of that list, and the stated costs are CLP 0 a month and CLP 0 a year.

Wise charges a monthly fee of £0 and is built around holding and converting many currencies. MACHBANK also charges CLP 0 monthly but is framed as a home market current account, so the choice comes down to how many currencies you need.

Yes, a credit card is listed alongside the debit card. That means both card kinds come from one provider, though the account itself is built around the debit card.