Lombard Bank Malta review

Updated October 13, 2026 · SumCue Editorial Team

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Lombard Bank Malta links a debit card with travel use to easy-access savings and purchase protection insurance. It works for customers who want daily spending and a separate savings place together in one banking relationship that keeps travel spending in view.

Key facts

Best for
Daily card spending with travel use beside savings
Card type
Debit↗
Card network
Visa↗
Legal entity
Lombard Bank (Malta) Limited↗
Headquarters
Malta↗
Founded
1955↗
Support channels
Email, Phone↗
Features
Travel
Official website
lombardmalta.com

Savings

Headline rate
0% to 0.1%↗
Rate type
Variable↗
Minimum deposit
€100↗
Deposit protection
EU DGS up to EUR 100,000↗
Access terms
Savings Account: money readily available on demand, interest calculated daily and credited annually on 15 November; minimum balance at any time EUR 500↗
Account kind
Easy access↗

Credit cards

Rewards type
Cashback↗
Rewards rate
EUR 0.01 per EUR 10 spent↗
Perks
Purchase protection insurance, Joining gift↗
Card kind
Credit↗

Mortgages

Purpose
Purchase, Remortgage↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
App Store

Pros

Pros

  • Debit card supports daily purchases with travel use included
  • Easy-access savings sits beside the card for separate balances
  • Purchase protection insurance connects to spending made on the card
Lombard Bank Malta

Ready to try Lombard Bank Malta?

Who it suits

  • Customers who want travel-ready card spending with savings alongside
  • Households managing daily spending and savings in one place

Where Lombard Bank Malta is available

Available
Malta
Licence in Malta
Malta Financial Services Authority, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What card option does Lombard Bank Malta provide?+

Lombard Bank Malta provides a debit card that covers everyday purchases and travel use. Purchase protection insurance connects to spending on the card. Customers can weigh how travel use and cover match daily habits before choosing.

Which savings option sits beside the card?+

The range includes easy-access savings beside the debit card. It gives customers a separate place for savings while using the card for purchases and travel. Customers can consider how the two parts share daily money tasks before choosing.

Who does the card and savings combination support?+

The combination supports customers who want purchases and travel use with savings nearby. It keeps spending on the card while savings remain separate and accessible. Customers can review daily routines and travel needs to see how the pairing aligns.

Which company operates Lombard Bank Malta?+

Lombard Bank Malta is operated by Lombard Bank (Malta) Limited. (Source, checked September 26, 2026)

Where is Lombard Bank Malta based?+

Lombard Bank Malta is based in Malta. (Source, checked September 26, 2026)

When was Lombard Bank Malta founded?+

Lombard Bank Malta was founded in 1955. (Source, checked September 26, 2026)

Sources

  • lombardmalta.com/en/about-us checked September 26, 2026

    Backs: Deposit protection, Founded, Legal entity, Licences

    “Lombard Bank was founded in 1955”

  • lombardmalta.com/en/deposit-accounts-1 checked September 26, 2026

    Backs: Account kind, Minimum deposit, Rate type

    “Our Savings Accounts provide an easy and secure way for you to set aside money ... your money will be readily available should you want to withdraw it.”

  • lombardmalta.com/en/general-enquiries checked September 26, 2026

    Backs: Headquarters, Support channels

    “Graham Street, Sliema, SLM 1713 Malta”

  • lombardmalta.com/en/lombard-cards checked September 26, 2026

    Backs: Features

    “You can use the Lombard cards locally and abroad - Lombard card”

  • lombardmalta.com/en/on-euro-deposits checked September 26, 2026

    Backs: Access terms, Headline rate

    “The minimum balance on any savings account, at any time, is EUR 500. Interest is credited to the account on the 15th November annually”

  • lombardmalta.com/en/visa-classic checked September 26, 2026

    Backs: Card kind, Perks, Rewards rate, Rewards type

    “The Lombard VISA Classic Credit Cards”

  • lombardmalta.com/en/visa-debit checked September 26, 2026

    Backs: Card type, Card network

    “The Lombard VISA Debit Cards are linked to your current and / or savings account”

  • lombardmalta.com/home-loans checked September 26, 2026

    Backs: Purpose

    “Whether you are buying, building or refurbushing your first, second or investment property or just wish to enquire on the possibility of refinancing your exsisting home loan”

Compiled from 8 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.

Lombard Bank Malta

Lombard Bank Malta

Daily card spending with travel use beside savings

See alternatives