LINE Bank review

Updated October 12, 2026 · SumCue Editorial Team

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

For everyday spenders looking for simple card use, LINE Bank offers debit cards alongside a credit card kind. LINE Bank also includes general personal loans and debt consolidation loans for borrowing needs, which suits people wanting cards and borrowing from one brand.

Key facts

Best for
Everyday spending with debit cards and borrowing options
Card type
Debit↗
Legal entity
LINE Bank Taiwan Limited↗
Headquarters
Taiwan↗
Founded
2021↗
Official website
linebank.com.tw

Loans

Arrangement fee
TWD 1,688 starting setup fee for instalment credit loan (incl. refinancing)↗
Loan types
Personal, Debt-consolidation↗

Credit cards

Card kind
Credit↗
Regulators
Financial Supervisory Commission (FSC), Taiwan↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
Wikidata

Pros

Pros

  • Offers debit cards designed for everyday spending needs
  • Includes a credit card kind beside its debit card type
  • Covers personal loans and debt consolidation loans for borrowing

Ready to try LINE Bank?

Who it suits

  • Shoppers using debit cards for daily spending
  • Borrowers seeking personal or debt consolidation loans

Frequently asked questions

What cards does LINE Bank provide?+

LINE Bank provides debit cards for everyday spending needs. It also includes a credit card kind under the same name. Shoppers find two card kinds from one brand for daily use.

Which loan types appear under LINE Bank?+

LINE Bank includes personal loans for general borrowing purposes. It also includes debt consolidation loans for combining existing debts. Borrowers see both loan types offered alongside the brand card range.

Who might use LINE Bank?+

LINE Bank serves shoppers who use debit cards for daily spending. It also serves borrowers who need personal loans or debt consolidation loans. Both groups get cards and loans from one single brand.

Which company operates LINE Bank?+

LINE Bank is operated by LINE Bank Taiwan Limited. (Source, checked September 26, 2026)

Where is LINE Bank based?+

LINE Bank is based in Taiwan. (Source, checked September 26, 2026)

When was LINE Bank founded?+

LINE Bank was founded in 2021. (Source, checked September 26, 2026)

Sources

Compiled from 5 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.

LINE Bank

Everyday spending with debit cards and borrowing options

See alternatives