Ligo Invita y Gana review

Monthly upkeep is free at PEN 0, so you pay no fixed amount to keep the account open. That structure suits you if you use the card at intervals and dislike standing charges. You still should weigh load and spending costs before choosing.

App top ups carry fees of 1.5% for app top-ups, so each load through the app adds to your cost. That matters if you reload often or in larger amounts. You should compare that load cost against free monthly upkeep at PEN 0 before deciding.

The format is prepaid of prepaid on Visa, so you spend only funds already loaded to the account. That design helps you control outgoings and avoid borrowing. It suits you if you prefer strict budget control for daily purchases.

Support covers balances of 2 with useful functions through multi currency and virtual card, including multi currency use and virtual card creation. That setup suits online shopping and spending across the supported balances. It may feel limited if you need broad global currency coverage.

Cashback applies at 1% for eligible promotions, so rewards depend on current offers rather than an ongoing tier. That can add value if you use qualifying spend during campaigns. You should check terms carefully since reward availability may vary over time.

The issuer is stated as EEDE TARJETAS PERUANAS PREPAGO S.A. with home market in PE under supervision of Superintendencia de Banca, Seguros y AFP. Help is available through email, chat and phone. That gives you several contact routes if you need help with your account.