Lemon Cash review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Lemon pairs a prepaid Visa with a crypto wallet in one app, with no monthly card fee and cashback on spend. It suits people in Argentina who want to hold crypto and pay by card from the same balance, and who want to see their holdings verified.
Key facts
- Best for
- Holding crypto and spending it by Visa card from one app
- Monthly fee
- ARS 0↗
- Card type
- Prepaid↗
- Cashback rate
- 0.5% to 2%↗
- Card network
- Visa↗
- Custody
- Custodial↗
- Legal entity
- Bay Treasure Caramel S.A.↗
- Headquarters
- Argentina↗
- Founded
- 2019↗
- Support channels
- Email, Help-centre↗
- Features
- Crypto, Virtual card, Travel
- Official website
- lemon.me
Crypto exchanges
Crypto wallets
Facts checked September 26, 2026, 8 sources
Apps and profiles
- Elsewhere
- LinkedInXinstagram.comyoutube.com
Pros and cons
Pros
- No monthly card fee, with a 0.5% to 2% cashback rate on card spend
- A prepaid Visa card with a virtual card option, so it works for crypto, virtual-card and travel use
- Trading costs nothing, with 50 coins supported on a custodial wallet
- A bank deposit method keeps funding straightforward
Cons
- Custody is custodial, so Lemon holds the coins rather than you
- Support runs on email and help centre only, with no live chat listed
- No derivatives are offered, so trading is spot only
Who it suits
- Argentina-based users who want crypto and card spending in one app
- People who want cashback of 0.5% to 2% on everyday card spend
- Fiat buyers who fund from a bank account
Who should look elsewhere
- Anyone wanting a self-custody wallet, since custody is custodial
- People who need phone or chat support, as email and help centre do not include them
- Derivatives traders, since Lemon offers no derivatives
Safety of your money
Lemon is a custodial provider, so the coins sit with custodial custody rather than in your own keys. It publishes proof of reserves, and it is registered with the Comision Nacional de Valores under 162. Custodial custody is the norm among the prepaid cards on this list, but it does mean the balance depends on the provider.
Who runs it
Lemon Cash runs as Bay Treasure Caramel S.A., headquartered in Argentina and founded in 2019. It is registered with the Comision Nacional de Valores as a payment service provider under 162. Help runs through email and help centre, so questions go by email or the help centre rather than a phone line.
How Lemon Cash compares
8.4 vs 9.4
8.4 vs 9.0
8.4 vs 8.9
8.4 vs 9.4
8.4 vs 8.7
8.4 vs 9.2
8.4 vs 9.4
8.4 vs 8.7
8.4 vs 9.3
8.4 vs 8.9
8.4 vs 8.6
8.4 vs 9.2
8.4 vs 8.4
8.4 vs 8.5
8.4 vs 8.8A prepaid wallet with a monthly fee of €5, so it costs more to hold than Lemon.
8.4 vs 9.0
8.4 vs 8.6
8.4 vs 8.3
8.4 vs 9.5
8.4 vs 9.4
8.4 vs 9.4
8.4 vs 9.3
8.4 vs 9.3
8.4 vs 9.3
8.4 vs 9.3
8.4 vs 9.2
8.4 vs 9.2
8.4 vs 9.2
8.4 vs 9.1
8.4 vs 9.1
8.4 vs 9.1
8.4 vs 9.1
8.4 vs 9.0
8.4 vs 9.0
8.4 vs 9.0
8.4 vs 8.9
8.4 vs 8.8
8.4 vs 8.7
8.4 vs 8.5
8.4 vs 8.4
8.4 vs 8.0- 8.4 vs 8.0
Where Lemon Cash is available
- Available
- Argentina, Brazil, Colombia, Peru
- Licence in Argentina
- Comision Nacional de Valores - Registro PSAV (162), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to hold a Lemon Cash card?+
There is no monthly charge on the card itself, with a fee of ARS 0. Trading is also free, at a taker fee of 0%, and cashback of 0.5% to 2% applies to card spend.
Who regulates Lemon Cash?+
Lemon is registered with the Comision Nacional de Valores as a payment service provider in Argentina, under 162. It also publishes proof of reserves, so there is a published check on the crypto it holds.
Who actually holds the crypto?+
Custody is custodial, which means Lemon holds the coins rather than putting them in a wallet you control. That is simpler to use, but it removes the option of holding keys yourself.
What kind of card does Lemon issue?+
The card is prepaid and runs on the visa network. A virtual card is also available, and the listed features cover crypto, virtual-card and travel use.
How do I add money to the account?+
The listed deposit method is bank, so a bank transfer is the way in. The app itself is a mobile wallet, so you can fund and hold the coins in the same place.
How many coins can I hold and trade?+
The wallet supports 50 coins, with 50 listed for the exchange side. Trading runs as a cex exchange, and there are no derivatives, so it is spot buying and selling only.
Where can I get help?+
Support comes through email and help centre, so you use the help centre or email. There is no live chat or phone line listed, which is worth knowing before you need help with a card or a transaction.
What is Lemon Cash not suitable for?+
It does not fit a self-custody setup, because custody is custodial. It also does not suit anyone after derivatives trading, since none are offered, or anyone who wants phone support, as email and help centre cover neither.
Sources
- bit2me.com/alternatives/lemon-cash checked September 26, 2026
Backs: Exchange type, Headquarters, Maker fee, Taker fee
“Lemon Cash, an Argentina-based crypto exchange”
- lemon.me checked September 26, 2026
Backs: Price, Wallet type
- lemon.me checked September 26, 2026
Backs: Custody, Derivatives, Fiat deposit methods, Legal entity, Support channels, Licences
“Bay Treasure Caramel S. A, CUIT 30-71753495-2”
- lemon.me/bitcoin checked September 26, 2026
Backs: Coins listed
- lemon.me/cashback checked September 26, 2026
Backs: Cashback rate
- lemon.me/lemon_card checked September 26, 2026
Backs: Card type, Features, Monthly fee, Card network
“Tarjeta VISA prepaga internacional, VISA Lemon Card”
- lemon.me/prueba-de-reservas checked September 26, 2026
Backs: Proof of reserves, Regulators
- lemon.me/sobre_lemon checked September 26, 2026
Backs: Coins supported, Founded
“+50 activos digitales disponibles”
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.