Landsbankinn review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Landsbankinn acts less like a narrow card issuer and more like a full service bank with accounts, cards, advice and insurance. For households wanting everyday money and guidance in the same app based place, it brings practical tools and family protection together.
Key facts
- Best for
- Everyday banking with cards, advice and insurance together
- Card type
- Debit↗
- Legal entity
- Landsbankinn hf.↗
- Headquarters
- Iceland↗
- Support channels
- Phone, Email, Chat↗
- Features
- Same-day funding, Credit line
- Official website
- landsbankinn.is
Loans
Savings
Mortgages
Facts checked September 26, 2026, 10 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Account, card, app and online bank setup completed within minutes
- Accessible everyday service paired with personal financial advice
- Insurance for customers and families alongside daily banking
- Extra balances collected through credit and prepaid card use
Cons
- Card extras centre on credit and prepaid use alone
- Daily management leans on the app and online bank channels
Who it suits
- Households wanting accounts, cards and advice together
- Card users interested in collecting extra balances over time
Who should look elsewhere
- People wanting everyday banking without app or online use
How Landsbankinn compares
Where Landsbankinn is available
- Available
- Iceland
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which cards can collect Aukakronur?+
Aukakronur are collected when using a credit card or a prepaid card from Landsbankinn. The arrangement links everyday card spending to extra balances over time. It applies to those two card types rather than to every payment method.
How do new customers start with the app and online bank?+
New customers can gain access to the online bank and the app within minutes. The same short process covers opening an account and receiving a card. Daily banking then runs alongside advice through those digital channels.
What insurance does Landsbankinn provide?+
Landsbankinn offers insurance intended for customers and their families. The focus is steady growth in good times and support when accidents happen. Advice sits alongside cover so households can plan ahead with greater confidence each year.
Which company operates Landsbankinn?+
Landsbankinn is operated by Landsbankinn hf.. (Source, checked September 26, 2026)
Where is Landsbankinn based?+
Landsbankinn is based in Iceland. (Source, checked September 26, 2026)
How can I contact Landsbankinn support?+
Landsbankinn offers support through Phone, Email, Chat. (Source, checked September 26, 2026)
Sources
- landsbankinn.is checked September 26, 2026
Backs: Support channels
“410 4000 - Þjónustuver opið virka daga 9-16, landsbankinn@landsbankinn.is”
- landsbankinn.is/einstaklingar/lan-og-heimildir checked September 26, 2026
Backs: Features
- landsbankinn.is/einstaklingar/lan-og-heimildir/skammtimal... checked September 26, 2026
Backs: Loan amount, Free early repayment, Funding time, Lender type, Loan types, Term
- landsbankinn.is/einstaklingar/lan-og-heimildir/skammtimal... checked September 26, 2026
Backs: Credit check
- landsbankinn.is/einstaklingar/sparnadur/bankareikningar checked September 26, 2026
Backs: Access terms
- landsbankinn.is/einstaklingar/sparnadur/bankareikningar/v... checked September 26, 2026
Backs: Account kind, Minimum deposit
- landsbankinn.is/vextir-og-verdskra checked September 26, 2026
Backs: Rate type
“Vaxtatafla Gildir frá 1. september 2026 (rate table set by a bank rate decision, with a published series of variable rates from 2008)”
- landsbankinn.is/bankinn/um-bankann checked September 26, 2026
Backs: Headquarters, Legal entity
“Reykjastraeti 6, 101 Reykjavik”
- landsbankinn.is/einstaklingar/greidslukort/debetkort checked September 26, 2026
Backs: Card type
“Thu faerd debetkort med veltureikningnum thinum - debit card with current account”
- landsbankinn.is/einstaklingar/lan-og-heimildir/leidin-ad-... checked September 26, 2026
Backs: Purpose
“Mortgage, First purchases, Remortgage”
- landsbankinn.is/einstaklingar/lan-og-heimildir/leidin-ad-... checked September 26, 2026
Backs: Fixed period, Maximum loan to value
“You can choose between variable rates or fixed rates for 12, 36 or 60 months”
Compiled from 11 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.