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Kyash review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Kyash suits people wanting a prepaid card with simple ongoing costs. Its monthly fee is ¥0, while bank top-ups are Bank top-up free, making everyday account management straightforward for users comfortable loading money before spending it.

Key facts

Best for
Prepaid card users who prioritise a monthly fee of ¥0.
Monthly fee
¥0↗
Card type
Prepaid↗
Top-up fee
Bank top-up free↗
Cashback rate
0.5%↗
Card network
Visa↗
Legal entity
株式会社Kyash↗
Headquarters
Japan↗
Founded
2015↗
Support channels
Help-centre↗
Features
Virtual card
Official website
kyash.co

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
WikidataXhelp.kyash.co

Pros and cons

Pros

  • The monthly fee is ¥0.
  • Bank top-ups are Bank top-up free.
  • The card is a prepaid card on the visa network.
  • The card lineup includes a virtual card and cashback of 0.5%.

Cons

  • Support runs through a help centre only.
  • The listed cashback rate is 0.5%, which may offer limited value for users who rarely use the card.
Kyash

Ready to try Kyash?

Scored 8.7 / 10 by SumCue.

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Who it suits

  • People who prefer a prepaid card and want a monthly fee of ¥0.
  • Users who can bank top-up using Bank top-up free and want a virtual card.
  • Visa users who value cashback of 0.5%.

Who should look elsewhere

  • Skrill users willing to pay a monthly fee of €5.
  • JMMB Moneyline and JMMB Money Transfer prepaid card users choosing between prepaid cards with a monthly fee of JMD 0.

Fees and FX

Kyash charges a monthly fee of ¥0. Loading money through a bank is Bank top-up free. The product is a prepaid card that uses the visa network. Its lineup also includes a virtual card, while the listed cashback rate is 0.5%. No licence details are listed for Kyash, so no regulator or protection scheme is named here.

How Kyash compares

Where Kyash is available

Available
Japan

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is Kyash's monthly fee?+

Kyash charges a monthly fee of ¥0. This makes it directly comparable with Skrill, whose monthly fee is €5, and the prepaid alternatives listed here.

Does Kyash charge for bank top-ups?+

Bank top-ups are Bank top-up free. The listing specifically covers bank top-ups, making this a straightforward charging point for users who fund the prepaid card through their bank.

What kind of card does Kyash offer?+

Kyash offers a prepaid card. The card lineup includes a virtual card, so users wanting a prepaid card may also want to consider the virtual option within that lineup.

Which network does the Kyash card use?+

The card uses the visa network. That makes Kyash relevant to readers comparing prepaid cards by network as well as by monthly fee and top-up cost.

Does Kyash offer cashback?+

Kyash lists cashback of 0.5%. The reward is stated alongside the prepaid card lineup, while the available product format is prepaid.

What support does Kyash provide?+

Kyash provides support through a help centre. The listed support format gives users a defined place to seek help, although the product information does not describe direct contact options.

Sources

  • help.kyash.co checked September 26, 2026

    Backs: Support channels

    “Help centre at help.kyash.co linked from Kyash site”

  • kyash.co/company checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity

    “Company overview: established 2015-01-23, Kyash Card”

  • kyash.co/features/charge checked September 26, 2026

    Backs: Top-up fee

    “Bank account top-up to Kyash Card free of charge”

  • kyash.co/products/card-lineup checked September 26, 2026

    Backs: Card type, Cashback rate, Features, Monthly fee, Card network

    “Kyash Card Virtual - Kyash Visa prepaid card lineup”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

Kyash

Kyash

Prepaid card users who prioritise a monthly fee of ¥0.

8.7/10See alternatives