Jyske Bank review

Updated October 13, 2026 · SumCue Editorial Team

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Our verdict

Jyske Bank differs from card options that separate spending from related borrowing and savings choices. It places a debit card beside easy-access accounts and related lending with travel features, which suits bank customers who prefer everyday money in one familiar place.

Key facts

Best for
Everyday debit spending from a familiar bank
Card type
Debit↗
Card network
Visa↗
Legal entity
Jyske Bank A/S↗
Headquarters
Denmark↗
Founded
1967↗
Support channels
Phone, Chat, Email, Help-centre↗
Features
Travel
Official website
jyskebank.dk

Loans

APR
6.1% to 6.2%↗
Term
60 to 96 months↗
Arrangement fee
Fixed, low establishment fee↗
Credit check
Hard↗
Funding time
Answer by next business day, money received within a few business days↗
Representative example
Jyske Billån, 300.000 kr. over 96 months, monthly payment 3.952 kr. before tax, ÅOP 6,2 %, fixed debtor rate 5,22 %↗
Rate type
Variable↗
Lender type
Direct lender↗
Free early repayment
No↗
Eligibility
Existing Jyske Bank customer; car bought from a Danish dealer, max 8 years old; min 10 % down payment; comprehensive insurance required↗
Loan types
Car, Personal, Secured↗
Pricing model
No monthly fee

Savings

Headline rate
0.15% to 0.35%↗
Access terms
No notice, no binding; free deposits and withdrawals at any time↗
Account kind
Easy access↗

Mortgages

Initial rate
2.93%↗
APRC
3.1%↗
Fixed period
0.25 years↗
Maximum loan to value
80%↗
Product fee
DKK 7,500↗
Purpose
Purchase, Remortgage, Home-equity↗

Credit cards

Card kind
Credit↗

Facts checked September 26, 2026, 12 sources

Apps and profiles

Get the app
App Store

Pros

Pros

  • Links debit spending to an easy-access account with travel features.
  • Covers car, personal and secured lending alongside everyday card use.
Jyske Bank

Ready to try Jyske Bank?

Who it suits

  • Customers who keep debit spending and savings together
  • People who manage everyday accounts and borrowing together

Where Jyske Bank is available

Available
Denmark

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What products does Jyske Bank cover?+

Jyske Bank covers debit cards for everyday spending alongside easy-access accounts. It also provides car, personal and secured loans for customers who need borrowing in one place. The range keeps daily payments and extra products under one familiar relationship.

How does the card work in plain terms?+

The card functions as a debit card for daily payments with travel included. It connects to an easy-access account for straightforward everyday management. Customers use one bank relationship for spending alongside savings and borrowing options.

Who does Jyske Bank suit?+

Jyske Bank suits existing customers who manage cards and borrowing together in one place. It fits people who value everyday accounts paired with car, personal and secured loan choices. Check eligibility around customer status and loan purpose before choosing.

Which company operates Jyske Bank?+

Jyske Bank is operated by Jyske Bank A/S. (Source, checked September 26, 2026)

Where is Jyske Bank based?+

Jyske Bank is based in Denmark. (Source, checked September 26, 2026)

When was Jyske Bank founded?+

Jyske Bank was founded in 1967. (Source, checked September 26, 2026)

How can I contact Jyske Bank support?+

Jyske Bank offers support through Phone, Chat, Email, Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 12 source pages, checked October 21, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.

Jyske Bank

Jyske Bank

Everyday debit spending from a familiar bank

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