Jordan Commercial Bank review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Jordan Commercial Bank offers debit card spending linked to easy access funds alongside direct personal and car borrowing for purchases. It appeals to households who want everyday card use and borrowing together with rewards and phone and email support in one relationship.
Key facts
Loans
- APR
- 9.5%↗
- Loan amount
- from JOD 3,000↗
- Term
- up to 96 months↗
- Arrangement fee
- 1% commission, first year only, one time fee↗
- Rate type
- Variable↗
- Lender type
- Direct lender↗
- Eligibility
- Minimum age 23; minimum salary transfer JD 350; maximum 50% loan burden ratio; 6 months minimum employment↗
- Origination fee (%)
- 1%↗
- Loan types
- Personal, Car↗
Savings
Credit cards
- Card kind
- Credit↗
Facts checked September 26, 2026, 8 sources
Pros
Pros
- Debit card links everyday purchase spending to easy access funds
- Direct personal and car borrowing sits alongside everyday card use
- Reward feature supports everyday spending with phone and email help
Who it suits
- Households who want everyday spending and borrowing together
- People who value rewards on everyday purchase activity
How Jordan Commercial Bank compares
Frequently asked questions
What products does Jordan Commercial Bank cover?+
Jordan Commercial Bank provides a debit card for purchase spending linked to easy access funds. It also acts as a direct lender for personal and car borrowing. The range keeps everyday spending and purchase borrowing together.
What kind of account supports the debit card?+
The debit card connects to an easy access account with on demand availability. It supports everyday purchase spending and phone top ups for simple management. The setup keeps everyday funds reachable alongside borrowing options.
What extra feature comes with the card?+
The card includes a reward feature for everyday purchase spending. It sits beside easy access funds and direct personal and car borrowing. The combination keeps everyday use and borrowing within one direct relationship.
Which company operates Jordan Commercial Bank?+
Jordan Commercial Bank is operated by Jordan Commercial Bank. (Source, checked September 26, 2026)
Where is Jordan Commercial Bank based?+
Jordan Commercial Bank is based in Jordan. (Source, checked September 26, 2026)
When was Jordan Commercial Bank founded?+
Jordan Commercial Bank was founded in 1977. (Source, checked September 26, 2026)
Sources
- jcbank.com.jo checked September 26, 2026
Backs: Support channels
“Jordan Commercial Bank's support channels are available 24/7. Contact our friendly team by phone or email or through the app, or visit the help centre.”
- jcbank.com.jo/en/loans checked September 26, 2026
Backs: Loan types
“Personal Loan, Tejari Auto, Housing Loan”
- jcbank.com.jo/en/loans/view/personal-loan checked September 26, 2026
Backs: Loan amount, APR, Eligibility, Lender type, Arrangement fee, Origination fee (%), Term
“JD 3,000 minimum loan amount”
- jcbank.com.jo/en/about-us checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Established in 1977 as Jordan-Gulf Bank (JGB), our bank has a rich history of providing top-notch banking services”
- jcbank.com.jo/en/account/view/tejari-tawfeeri checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Rate type
“To top up your Tejari Tawfeeri account balance over the phone, you can call Tejari Direct 24/7 at +96265209000”
- jcbank.com.jo/en/card checked September 26, 2026
Backs: Features
“Enjoy flexible spending options, rewards, and peace of mind”
- jcbank.com.jo/en/card/category/credit-card checked September 26, 2026
Backs: Card kind
“Benefit from the purchasing power of our credit cards”
- jcbank.com.jo/en/card/view/debit-card checked September 26, 2026
Backs: Card type, Card network
“The Debit Card from Jordan Commercial Bank”
- jcbank.com.jo/en/loans/view/housing-loan checked September 26, 2026
Backs: Initial rate, Maximum loan to value, Product fee, Purpose
“Competitive interest rate to suit your budget starts from 7.75% (Housing Loan)”
Compiled from 9 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.